Ok, so the 341 is over

[readytofile]

Meeting was at 10am, we were at our car by 10:15am

The guy that went before us had no house, and just a 09 Honda that he was behind on and his credit card debt. He filed bankruptcy 12 years ago and was back in again. The only thing she wanted to know was how did he get into this situation. He just said "credit cards" and she asked, "did it just creep up on you?" and he said "yeah" LOL. Anyhow that was it and he was released.

Then it was our turn. They asked us our regular info. She asked if we sold anything over $200 in the past two years. I said yes I sold my camera for $300 and bought groceries and prescriptions with it. She asked if we were owed any money. I said "Yes child support, but I'll never see that." And she laughed She asked how we got into debt. I said house repairs and credit card debt. She said that we owed last year on taxes and said "Oh that's because you cashed out some 401k's...to help pay for hardships?" I said yes, and because my husband was out of work due to knee surgery. She said, oh ok and wrote down knee surgery on the top of the paper. And then she said thank you and we left!

I overheard another trustee telling people they'd be discharged in approx 3 months. So I guess that's the average time right now.

[drowningNdebt]

congrats! what a relief! i too was so happy when i got through my 341. there were 5 people who had filed before although my trustee didn't question how we got the debt.

[readytofile]

How long before you saw the report of no distribution?

[drowningNdebt]

the same day! i thought it was ultra fast

[nerves]

I am glad all went well for you DID! Ours went ok as well but it was a little more eventful than yours. I created a post with details about ours. We are both on our way out of this mess!

[AngelinaCat]

Welcome to the 60 Day Club!

[readytofile]

I'll go check your thread out now nerves

I checked PACER this morning:

Chapter 7 Trustee's Report of No Distribution: I, *****, having been appointed trustee of the estate of the above-named debtor(s), report that I have neither received any property nor paid any money on account of this estate; that I have made a diligent inquiry into the financial affairs of the debtor(s) and the location of the property belonging to the estate; and that there is no property available for distribution from the estate over and above that exempted by law. Pursuant to Fed R Bank P 5009, I hereby certify that the estate of the above-named debtor(s) has been fully administered. I request that I be discharged from any further duties as trustee. Key information about this case as reported in schedules filed by the debtor(s) or otherwise found in the case record: This case was pending for 1 months. Assets Abandoned: *****, Assets Exempt: *****, Claims Scheduled: $*****, Claims Asserted: Not Applicable, Claims scheduled to be discharged without payment: $*****. (*****) (Entered: 11/23/2009)