Filed Friday - Now some questions

[Lana]

Filed - hooray! Now on to the 341 - which I hesitate to be concerned about but I guess you never know. I just beat a credit union judgement hearing for end of month. They wanted to attach a lien. Am I safe to assume they cannot do that now? Or should I go to the judgement hearing anyway? My credit union is really aggressive. if anyone will fight me on this it would be them. It was an unsecured personal loan I took out 1.5 years ago. Should I worry about this?
Also - my house...I'm 11k behind on first. Was about to settle the 2nd for 10% but they couldnt get it done before I filed.
Is it okay for them to still talk to me about settling? If I could still settle, I would cure the first and stay. Kind of torn as I cannot find equivalent housing and if the second goes away I'm not upside down.

[DeadManCrawling]

You're safe from the lien.

Cannot speak to the rest, but the automatic stay keeps the CU at bay

[music12]

you are safe from the lien, but in practice you must make sure that the clerk of the court where the hearing will take place knows you filed for bk. all you have to do is call the clerk, tell them, and fax proof of your filing. you don't want to have to deal with the credit union lawyer getting a lien and then saying he didn't know. the mess isn't worth it. at least make sure that the particular lawyer who was going to be there for the hearing knows personally.