The question is when you surrender a property in bk, does that end your interest?
Bankruptcy only eliminates your personal liability on the mortgage debt. It does not divest you of your ownership interest in the property. Ownership issues are a question of state law (bankruptcy is federal law), if you indicate that you are "surrendering" you home in Bankruptcy, that is merely a notification. The bank must still go through the foreclosure process (or Deed in Lou, or you sell the property) to change ownership.
As I previously mentioned, you can try the Quit Claim route, but if anything were to happen, that quit claim wont stand up.
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