If I dont get a reaffrimation agreement on the house, then.....

[WeIzBankrupt]

Does that mean on my credit report the mortgage will show as discharged and I owe nothing?? That would bring my debt to income ratio down as far as a creditor can see right?

Also if I continue to pay on the mortgage, do I still get the benift of writing off the interest paid at the end of the year???

I know they sound like stupid questions, but things just pop in my head that I wonder about...

[drowningNdebt]

correct, it will show included in BK and zero out the balance.

[booboo]

And you will also be able to write off the interest as well as your property taxes. Remember the home is still in your name, so you have the leagal right to those writeoffs.

BooBoo