top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Divorce and Chapter 7 in a community property state

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    Divorce and Chapter 7 in a community property state

    My divorce in a community property state was final in Aug of 09.
    I plan to file Chapter 7 in a few months. I have RE investment properties that are in the negative and 65K CC debt
    My CC are in my name only and my x's were in his name only.

    Now that I am divorced, should I still include his unsecured debt on my BK?

    #2
    I'd include anyone that could conceivably have a claim.

    Comment


      #3
      Any debt incurred while married is a community debt, even if only in one name. Include it ALL and include the ExHubby in case he thinks you owe him something. Good luck!
      7-2-2009 Filed
      8-28-09 341 Concluded, no assets
      10-28-09 DISCHARGED/CLOSED!!!!

      Comment


        #4
        I filed for divorce and right after it was finalized I filed BK. In my BK I included my debts as well as any debts my that I could potentially be held responsible for from my ex. I even listed my ex as a creditor in my filing just to make sure he didn't try to come back to say I owed him anything.

        I kept a spreadsheet with the contact information of of every creditor that made contact with me after I closed my business and included them in my matrix whether it was my debt only or not. That strategy worked for me.
        Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
        341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
        Case Closed 07/15/2009 :D:yahoo:

        Comment


          #5
          I forgot to mention I live in Louisiana (a community property state).
          Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
          341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
          Case Closed 07/15/2009 :D:yahoo:

          Comment


            #6
            Originally posted by southernbelle View Post
            I filed for divorce and right after it was finalized I filed BK. In my BK I included my debts as well as any debts my that I could potentially be held responsible for from my ex. I even listed my ex as a creditor in my filing just to make sure he didn't try to come back to say I owed him anything.

            I kept a spreadsheet with the contact information of of every creditor that made contact with me after I closed my business and included them in my matrix whether it was my debt only or not. That strategy worked for me.
            Cool. Sharp little bell, you are. Good advice for everyone. 'Hub
            If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

            Comment

            bottom Ad Widget

            Collapse
            Working...
            X