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    Notice of Appearance question

    I checked Pacer this morning and saw that there was a Notice of Appearance (and wanting to know the status of the case) notice for GE Money Bank for an Old Navy card that I had over a year ago, used once, and paid it off (never heard from them again after I paid it off). I hadn't included them on the Matrix, because, quite frankly, I forgot I had a card with them. Why would they be interested in my case when I had a zero balance with the card?

    I had a notice of appearance from my car loan, and once I reaffirmed the car, that went away. So, I wasn't worried about them. But this one has me raising my eyebrows.

    Thanks!
    KBB
    Filed - 9/28/09
    341 - 11/20/09
    Last Day to Object - 1/19/10
    My BK blog: http://forgiveusourdebts.wordpress.com

    #2
    The same happened to me. I called them up and told them I didn't owe them any money. They said they would remove it from Pacer, and within an hour or so, it was gone. I do beleive AngelinaCat gave me info. about this agency. I think the man's name was Ramesh Singh, or something like that too. I checked other cases and they too had the same posting on Pacer of Notice of Appearance. Don't worry..........call them!!
    (first 341 10/14/09, cont'd 341 10/23/09) (12/14/09 last day to object) (341 Shows HELD w/tt report of no distribution 1/9/2010)
    :clapping Discharged 1/25/2010 Case Closed 3/11/2010:D

    Comment


      #3
      That's exactly the same name! Perfect!

      The only issue is I don;t have a clue as to my account number, contact info, etc. Will they need my account number?

      KBB
      Filed - 9/28/09
      341 - 11/20/09
      Last Day to Object - 1/19/10
      My BK blog: http://forgiveusourdebts.wordpress.com

      Comment


        #4
        No. Just tell them your bk number........you won't get to talk to Ramesh Singh. An assistant will talk to you, and remove it just like that. You don't need the old acct. no.
        I am so happy to be able to help someone out as I have been helped over and over on this forum. Post back after you get it taken care of. Call today!!
        (first 341 10/14/09, cont'd 341 10/23/09) (12/14/09 last day to object) (341 Shows HELD w/tt report of no distribution 1/9/2010)
        :clapping Discharged 1/25/2010 Case Closed 3/11/2010:D

        Comment


          #5
          Is this all even necessary? A notice of appearance just allows the creditor to be notified should certain events happen in the case. For example, if the Chapter 7 turned into an asset case, the Trustee would send notice to everyone that it was an asset case (everyone that's on the matrix or entered an appearnce and request for notice).

          Now, the key would be, if you did become an asset case, and they filed a Claim... then you could object to the claim if it were inaccurate.

          Otherwise... I don't understand the need to call someone who only entered an appearance. Someone please educate me.
          Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
          Status: (Auto) Discharged and Closed! 5/10
          Visit My BKForum Blog: justbroke's Blog

          Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

          Comment


            #6
            My info. came from AngelinaCat, and it worked. I got piece of mind quickly. No harm done at all, but my satisfaction of it in this way. Thank you AngelinaCat!!!!!
            (first 341 10/14/09, cont'd 341 10/23/09) (12/14/09 last day to object) (341 Shows HELD w/tt report of no distribution 1/9/2010)
            :clapping Discharged 1/25/2010 Case Closed 3/11/2010:D

            Comment


              #7
              Actually, when I saw that same notice of appearance on Pacer, I contacted my attorney who told me that this guy is the laughing stalk of the BK Attorney's Bar. He seems to file hundreds of these Notice of Appearances in random cases for no reason. He means nothing and he can be ignored. No one knows what his reasoning is, but that's all he ever does is files a Notice of Appearance and then nothing. In fact, if you search his name on Pacer (I wouldn't if you are paying for Pacer, I get it for free through my job), he has filed in thousands of cases.
              Filed Chapter 7: 7/3/09
              341 Hearing: 8/6/09 - Went Smoothly!
              Discharged: 11/30/2009
              Closed: 12/16/2009

              Comment


                #8
                Ramesh has filed in every case I have ever looked at.
                7-2-2009 Filed
                8-28-09 341 Concluded, no assets
                10-28-09 DISCHARGED/CLOSED!!!!

                Comment

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