341 Hearing Phoenix, AZ
We attended our 341 Hearing this month in Phoenix. I decided to post this as a way to give back to the forum that has helped me. Some think it is too long and no one will read it, but that does not matter to me...
LOCATION:
The building is located on the S/W corner of 1st Ave and Van Buren St. The public entrance faces 1st Ave. Security personnel will screen you like they do at the airport, but you can keep your shoes on.
PARKING:
Meters are located on the street. There is a small pay and park lot behind the building (West side), and a multi-story parking garage on the south side of Van Buren, maybe 50 yards east of 1st Ave. This is where we parked and the cost is $1.00 each 20 minutes up to $12 dollars. The spots seemd a little small to me.
THE WAITING:
#1...the restrooms are located just past security on the left side of the lobby. The waiting area is located on the right. You enter a smallish room with some chairs. There are two hearing rooms, one on each side of the waiting room. You will also find a print out containing your name, assigned hearing room (A or B), and the time of your hearing.
We arrived 20 minutes before our hearing and there were about a dozen people waiting.
CLOTHES:
I wore the dress shirt/slacks, no tie thing, my wife wore a slacks/ blouse/sweater outfit. The rest of the attire in the room ranged from shorts/t-shirts, to polo shirts/jeans to business.
THE HEARING:
Our group was called in at the scheduled time. All six of us plus 2 attorneys, and what turned out to be a creditor went in together.
The room was small with chairs on one side and the Trustee table on the other. A clerk sat next to the Trustee, and both had computers in front of them. There was another table next to the Trustee for the debtor and attorney to sit, and a podium for the creditor to use.
We were called up in alphabetical order starting with the attorney last names, then thoes without attorneys.
We were called up to the table and presented our driver's license and SS cards. We sat at the table and the Trustee asked us to raise our right hand, then administered an oath. Then he reviewed his computer and asked these questions:
QUESTIONS:
What is your full name? What is your current phone number? Did you read the schedules that were submitted? Did you list all of your assets? Did you list all of your creditors? Did you know that signing the schedule was the same as saying "yes" to the oath I just read? Have you filed bankruptcy within the past 8 years? How long have you lived in Arizona? My wife was asked to give her full name, and then if any of her answers to the questions he asked me, would be different than mine. He then asked if there were any creditors present for us.....that was it. He thanked us and stated that we were dismissed (we could leave).
CREDITORS:
None of ours showed up. The one who showed for someone else, went up to the podium when the person he was there for was called up. He introduced himself but did not say anything to the Trustee after that. He just stood there.
Good luck to all.
hammy
LOCATION:
The building is located on the S/W corner of 1st Ave and Van Buren St. The public entrance faces 1st Ave. Security personnel will screen you like they do at the airport, but you can keep your shoes on.
PARKING:
Meters are located on the street. There is a small pay and park lot behind the building (West side), and a multi-story parking garage on the south side of Van Buren, maybe 50 yards east of 1st Ave. This is where we parked and the cost is $1.00 each 20 minutes up to $12 dollars. The spots seemd a little small to me.
THE WAITING:
#1...the restrooms are located just past security on the left side of the lobby. The waiting area is located on the right. You enter a smallish room with some chairs. There are two hearing rooms, one on each side of the waiting room. You will also find a print out containing your name, assigned hearing room (A or B), and the time of your hearing.
We arrived 20 minutes before our hearing and there were about a dozen people waiting.
CLOTHES:
I wore the dress shirt/slacks, no tie thing, my wife wore a slacks/ blouse/sweater outfit. The rest of the attire in the room ranged from shorts/t-shirts, to polo shirts/jeans to business.
THE HEARING:
Our group was called in at the scheduled time. All six of us plus 2 attorneys, and what turned out to be a creditor went in together.
The room was small with chairs on one side and the Trustee table on the other. A clerk sat next to the Trustee, and both had computers in front of them. There was another table next to the Trustee for the debtor and attorney to sit, and a podium for the creditor to use.
We were called up in alphabetical order starting with the attorney last names, then thoes without attorneys.
We were called up to the table and presented our driver's license and SS cards. We sat at the table and the Trustee asked us to raise our right hand, then administered an oath. Then he reviewed his computer and asked these questions:
QUESTIONS:
What is your full name? What is your current phone number? Did you read the schedules that were submitted? Did you list all of your assets? Did you list all of your creditors? Did you know that signing the schedule was the same as saying "yes" to the oath I just read? Have you filed bankruptcy within the past 8 years? How long have you lived in Arizona? My wife was asked to give her full name, and then if any of her answers to the questions he asked me, would be different than mine. He then asked if there were any creditors present for us.....that was it. He thanked us and stated that we were dismissed (we could leave).
CREDITORS:
None of ours showed up. The one who showed for someone else, went up to the podium when the person he was there for was called up. He introduced himself but did not say anything to the Trustee after that. He just stood there.
Good luck to all.
hammy
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