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    Mortgage autopayments stopped...

    I have a mortgage with Chase/WAMU and we are keeping the house. We received a letter in the mail that if we had automatic payments coming out of our bank account that it would stop and call if we had any questions. I have biweekly payments that come out through Equity Accelerator. So I called and the first message after I put in all my info said, "I'm sorry we cannot handle your account...goodbye" click! Uh hello, I called the bankruptcy number listed on the letter! LOL Anyhow, I called back again and hit another series of numbers and got through. They said, "Oh you'll have to talk to Equity Accelerator. I'll transfer you." And when they transferred, once again I got the hangup message. Grrr. Ok so I call back again and tell them what happened and the guy tells me that there's nothing I can do but I can continue to make biweekly payments myself to them with no problem. Ok great.

    So at the end of that story is this question. When the bk is discharged and closed will I be able to go back with the auto withdraw payments or will I have to pay on my own forever after this?
    Filed Ch7 10/14/09 - 341 11/23/09
    Last day for objections 1/22/2010
    Discharged!!! 1/25/2010
    Closed! 1/28/2010

    #2
    i think i can help

    I also went thru a CH7 and kept the house thru CHASE as a ride through (i did not re affirm) so during the BK pre-discharge i had to make my payments thru western union for about 3 months (locked me out of paying online) then when my case was discharged and closed, they now accept my online mortgage payments. You just have to wait until your BK is done and they'll accept it again.
    Don't take my word for it, I'm just sayin'

    Comment


      #3
      Originally posted by AlreadyFiled View Post
      I also went thru a CH7 and kept the house thru CHASE as a ride through (i did not re affirm) so during the BK pre-discharge i had to make my payments thru western union for about 3 months (locked me out of paying online) then when my case was discharged and closed, they now accept my online mortgage payments. You just have to wait until your BK is done and they'll accept it again.
      Oh GOOD thats what I wanted to hear. I hate having to pay it on my own. They told me I could send in checks to a specific address so I was just going to do that.
      Filed Ch7 10/14/09 - 341 11/23/09
      Last day for objections 1/22/2010
      Discharged!!! 1/25/2010
      Closed! 1/28/2010

      Comment

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