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Question about some larger expenses before filing..

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    Question about some larger expenses before filing..

    We are hoping to file Ch7 in December.

    my child plays soccer and we want to have her play in a league that will cost us $50-75 out of pocket for the season. My husband would be coaching so we would have to register the team. Would anyone challenge the $75 checks we would receive/deposit from all other players and the $550 we pay out (via check) to the league for the team? (Does that make sense?)

    Also, my dryer is on its last leg. I was hoping to catch a good deal to replace it (thinking black friday if I can come up with the cash). I figure the dryer would be around $500 ($1000 if we get both washer/dryer). Would that be considered a luxury purchase before we file (debit card)? At a minimum, could I get away with just replacing the dryer? I don't want to raise any red flags.

    Any suggestions?

    #2
    You want to buy the dryer on your debit card? You only need to worry about it being a luxury purchase if you plan on using credit.
    Stopped Payings CC's: 8/14/2009 | Retained Attorney: 9/23/2009 | Filed CH 7: 12/7/2009 | 341 Meeting: 1/21/2010 - Complete | Discharged: 4/9/2010
    "One person pretends to be rich, yet has nothing; another pretends to be poor, yet has great wealth."

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      #3
      As long as you have exemptions to cover the washer and dryer and you pay via debit card, you should be fine.
      You can't take a picture of this. It's already gone. ~~Nate, Six Feet Under

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        #4
        If it were me I would take the extra effort to cash the checks given to me by the other players and buy a money order with them.
        Or better yet, ask one of the other team parents to be "treasurer" for the group. I know it is just a small group but since hubby is coaching there is no reason for you to take on all the responsibility. Chances are there will be someone in the group that would like to contribute but don't know how they can help out, here is an opportunity to give them the job they have been waiting for .
        Southern District of Florida
        Filed Ch 7 - 8/6/09 341 - 9/14/09
        Report of No Distribution - 9/18/09
        DISCHARGE ! 11/23/09 Closed 12/8/09

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