TeacherMomma,
I know you are upset and you feel that your back is against the wall in regards to your bankruptcy situation. But in reading this thread I have to say that HHM was simply trying to show you the complexity of your situation. I do not see any negative tone or disrespect in HHM's posts.
As regards to your idea of legal separation, I think that the trustee and US trustee only have to look at your dismissed case, and your new status as legally separated, (which will occur after you were dismissed) and they will raise a giant red flag in regards to your new bankruptcy filing. I do not think that the status will help you. I think it will be challenged by the US trustee. Of course I am not an attorney.
I know that you are not interested in putting your loans into forbearance as we have discussed in other threads, but if you put the loans into forbearance for several months while you saved up your legal fees, that would be another option for you to take.
Just my opinion......
I know you are upset and you feel that your back is against the wall in regards to your bankruptcy situation. But in reading this thread I have to say that HHM was simply trying to show you the complexity of your situation. I do not see any negative tone or disrespect in HHM's posts.
As regards to your idea of legal separation, I think that the trustee and US trustee only have to look at your dismissed case, and your new status as legally separated, (which will occur after you were dismissed) and they will raise a giant red flag in regards to your new bankruptcy filing. I do not think that the status will help you. I think it will be challenged by the US trustee. Of course I am not an attorney.
I know that you are not interested in putting your loans into forbearance as we have discussed in other threads, but if you put the loans into forbearance for several months while you saved up your legal fees, that would be another option for you to take.
Just my opinion......
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