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    Need some advice


    #2
    oh, and I currently have about $50,000 credit card debt. No car payments.

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      #3
      You will be discharged from the debt on the house but your ex will be responsible for it still.

      The $15,000 could be a problem for you and the friend. The court will possibly go after the friend for the money and less likely the bank will file an AP against you. When did you do the balance transfer?
      Well, I did. Every one of 'em. Mostly I remember the last one. The wild finish. A guy standing on a station platform in the rain with a comical look in his face because his insides have been kicked out. -Rick

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        #4
        Yep the 15K will be questioned...you may want to wait till 1+ year has passed since that transaction.

        Meanwhile make token payments to that card and nothing else. Change your phone number ASAP.
        7-2-2009 Filed
        8-28-09 341 Concluded, no assets
        10-28-09 DISCHARGED/CLOSED!!!!

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          #5
          My first question for you would also be about the $15k balance transfer. How long ago did you do the balance transfer?

          Schedule some free consults with some lawyers. Don't hide anything from your attorney because he's there for you. It was strange discussing my financial situation with a stranger, but it was much easier after that first consult.
          Stopped Payings CC's: 8/14/2009 | Retained Attorney: 9/23/2009 | Filed CH 7: 12/7/2009 | 341 Meeting: 1/21/2010 - Complete | Discharged: 4/9/2010
          "One person pretends to be rich, yet has nothing; another pretends to be poor, yet has great wealth."

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