Creditor, BofA, filed for a summary forecloser judgement without obtaining a lift of the auto stay. Later, while the stay was still in effect, BofA attended a hearing and was awarded a money judgement against me personally. Very soon after my C7 was discharged and closed, BofA filed a a motion to vacate the judgement and cancel the sale. My question is: Do I have any standing to reopen the case and ask for sanctions for violation of the automatic stay and causing me substantial damage by having a money judgement entered in the public records that will be there forever?
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Filed Ch7 5/28/09 (Pro Se) Orlando, 341 7/01, UST selected case for audit 7/01, Last day for objection 8/31. Audit report filed 9/10, no material misstatements. Discharged and closed 9/22/2009 -
Al: You can do that. But you will have to prove that it has caused you irreparable harm. I think if the judgment was vacated, it will not stay on your record as judgment then.Originally posted by aljohnson007 View PostFiled Chapter 7: 7/3/09
341 Hearing: 8/6/09 - Went Smoothly!
Discharged: 11/30/2009
Closed: 12/16/2009 -
If the judgment is vacated you can dispute it off your credit reports. Vacated judgments will not come back verified in a credit report dispute and the public record will be taken off of your reports.You can't take a picture of this. It's already gone. ~~Nate, Six Feet UnderComment
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