Foreclosure after Chapter 7

[Phil]

I am weighing my options whether to keep paying my expensive mortgage or just walk away. I know if I opt not to pay, it will be a foreclosure, but should not appear on my credit that way. It would show as IIB, correct?

How long after you stop paying will they begin the foreclosure process? I was a chapter 7, no asset, did not reaffirm. State of PA - Wells Fargo. Would I have a few months to put money away to move/rent?

Thanks.

[keepmine]

Your lender must follow whatever procedures your state law requires before foreclosure is complete and eviction occurs. I'm sure you have 6 months or more.
Ask your bk lawyer about an wstimated timeline.