Well, we are half way thru our 60 days after the 341.
We did not reaffirm our house or car but still making payments. House we owe under $100,000.00 and car we owe under $2000.00. The banks are working with us. We did ask the bank to change our due date on the car from the 10th of the month to the 23rd. They were very nice and helpful in doing this for us so we would not incur late fees each month. We had no idea you could ask the bank to change your due dates once during the loan period, did you?
We are current on utilities and insurances and it feels good. We are not rich but we do have a little extra money from each pay period. Hubby is back to working 40 hours a week and that has really hepled with the money problems.
What is your story post 341 and before your 60 day club ended?
We are no longer looking for oxygen masks to fall from the ceiling to help us breathe easier paycheck to paycheck.
We did not reaffirm our house or car but still making payments. House we owe under $100,000.00 and car we owe under $2000.00. The banks are working with us. We did ask the bank to change our due date on the car from the 10th of the month to the 23rd. They were very nice and helpful in doing this for us so we would not incur late fees each month. We had no idea you could ask the bank to change your due dates once during the loan period, did you?
We are current on utilities and insurances and it feels good. We are not rich but we do have a little extra money from each pay period. Hubby is back to working 40 hours a week and that has really hepled with the money problems.
What is your story post 341 and before your 60 day club ended?
We are no longer looking for oxygen masks to fall from the ceiling to help us breathe easier paycheck to paycheck.