OMG Please help!

[music12]

aces, i really think you are totally fine. try to stop worrying about it. assume everything is fine. if not, they will say something, but i really don't think so.

[shabam]

You are fine. They cannot carry over material from one case to another. If HSBC pursues this further, they better get ready to pay up.

[aces67]

I know guys it does really look like we are fine but gosh you never know. I honestly do feel that my lawyer is correct I just wonder how much of a fight that HSBC might put up. I'm hoping not too much. Our case has been so complicated from the start I'm wondering if HSBC's lawyer's will even understand it all. Lord knows I have a hard time keeping up

[aces67]

They are seriously going to drive me insane! The note is now late and they are calling 6 TIMES A DAY trying to collect. I have caller ID so I can just not answer but the ringing phone wakes my dd from her nap. We tried telling them that they need to refer to the letter that our lawyer sent and they said no they want their payment I just emailed my lawyer to ask him what I should be telling them. I know what I feel like telling them but it's not very nice.

[music12]

for god's sake, talk about violating the bankruptcy code!! they are violating your fresh start, they are violating your dd's sleep, all this was supposed to stop for you. until they do stop, just make sure to document their calls - copy your caller ID, maybe take a picture of it so there is proof, save all their voice messages with a date. they seriously need to compensate you for all this.

[aces67]

I think for today until dh gets home I'll let the rest of them go straight to my answering machine then my lawyer said to have dh tell them that they MUST contact our lawyer and stop calling our house because they are violating our rights.

[music12]

strange, why does the lawyer say it has to be dh who would tell them? why not you?

[aces67]

B/C I tried to tell them that and their response was we only want to talk to your husband not you we can't accept any info you offer b/c you aren't on the account.

[music12]

ridiculous. i bet had you offered money they would have taken it, no questions asked!

[OhioFiler]

Get yourself a big ol' whistle. After a couple toots of it they'll stop harassing you.

[aces67]

Get yourself a big ol' whistle. After a couple toots of it they'll stop harassing you.

LOL! I like your thinking!

[music12]

LOL! we need ohiofiler here for some comic relief from time to time

[aces67]

Well IDK. Dh spoke with them on Monday and told them exactly what our lawyer said. They claim they haven't received the letter our lawyer sent so dh faxed them a copy. They said if he would do that then they would stop calling and try to resolve the matter. Well the did quit calling until this morning. Now they are calling again and they still don't show that they've received the letter.

My lawyer feels certain that they have received it but he's still waiting on his return receipt to come back so he can prove it.

In the meantime I received a late notice yesterday so instead of mailing a payment I mailed the payment stub back with a copy of the letter attached.

I get the feeling that this is going to be a long drawn out ordeal and I was really hoping it would be resolved quickly