I'm three weeks from discharge and the entire exprience has been quite anti-climactic. I guess it's just another reminder that sometimes I believe I'm more important than I really am. The banks don't care, and life goes on. The phone stopped ringing, no threatening letters have arrived, no Spanish Inquisition...
The 341 was a cakewalk. Oh sure, I obsessed just like everyone else. Three copies of a year's worth of bank statments, W-2's, tax returns, I was sure the TT would tear me a new one for buying my son a pair of shoes. And nothing happened. The 341 was quick, easy, and I had a drink afterward just to calm down. It was TOO easy.
And the weeks have dragged on, I continue to check my case every couple days, and, lo and behold, NOTHING. The clock ticks, almost silently, but irreversably toward DISCHARGE. Nothing can stop it, and nothing seems to want to.
Once again, I believed myself to be much more important than I really am. The lawyers didn't come running with allegations of fraud or sales pitches for reaffirmations...it's pretty clear that life is just going on. And on...
So for those of you just starting out, I offer this: congratulations. Bravo for facing your worst fears. And I'm the first to tell you there's no boogeyman in the closet, there's no headless horseman, there's no angry mob awaiting your arrival in the land of BANKRUPTCY. The greatest judgements you will most likely have to overcome are your own.
So calm down, take an honest look at your life. Align your priorites and vow never to travel this road again, but recognize the wisdom you've achieved by walking it yourself.
God Bless America, the land of second chances.
The 341 was a cakewalk. Oh sure, I obsessed just like everyone else. Three copies of a year's worth of bank statments, W-2's, tax returns, I was sure the TT would tear me a new one for buying my son a pair of shoes. And nothing happened. The 341 was quick, easy, and I had a drink afterward just to calm down. It was TOO easy.
And the weeks have dragged on, I continue to check my case every couple days, and, lo and behold, NOTHING. The clock ticks, almost silently, but irreversably toward DISCHARGE. Nothing can stop it, and nothing seems to want to.
Once again, I believed myself to be much more important than I really am. The lawyers didn't come running with allegations of fraud or sales pitches for reaffirmations...it's pretty clear that life is just going on. And on...
So for those of you just starting out, I offer this: congratulations. Bravo for facing your worst fears. And I'm the first to tell you there's no boogeyman in the closet, there's no headless horseman, there's no angry mob awaiting your arrival in the land of BANKRUPTCY. The greatest judgements you will most likely have to overcome are your own.
So calm down, take an honest look at your life. Align your priorites and vow never to travel this road again, but recognize the wisdom you've achieved by walking it yourself.
God Bless America, the land of second chances.
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