We bought me another vehicle and I'm giving my old one back. Now I did NOT reaffirm it and I've already been discharged. When I called to talk to HSBC about it they kept telling me "You need to trade it in" Why would I NEED to do that? I'm not legally responsible for it.
Either they are just trying to get it paid off or they don't realize we didn't reaffirm. How much of a hassle will this be now? I want them to get it ASAP so I can take it off my insurance.
Dh is freaking out thinking we are somehow responsible but I can assure you we never signed papers on it. My attorney told us not to so we didn't.
I just missed my first note that was due last week. They are already calling every day.
Either they are just trying to get it paid off or they don't realize we didn't reaffirm. How much of a hassle will this be now? I want them to get it ASAP so I can take it off my insurance.
Dh is freaking out thinking we are somehow responsible but I can assure you we never signed papers on it. My attorney told us not to so we didn't.
I just missed my first note that was due last week. They are already calling every day.
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