As I posted in another thread, my 341 went great, but I thought I would post some details particularly for MN, Hennepin County filers.
In room 1017A of the U.S courthouse, about 4 cases went before me. Only one was at all complex and the trustee was very considerate and professional. They had a lot of property in play and he needed more documentation. They were there with an attorney and the case was continued, but they were told they would not have to reappear.
My attorney met with me and two other clients prior to the hearing, and totally put our minds at ease.
The trustee asked everyone for their SS cards and DL's and also for bank statements showing the day of filing and their most recent pay stub. I gave all this to my attorney at the table, the trustee asked me to repeat the last four digits of my SS and handed the cards back to me
I swore to tell the whole truth and all of that, and I was asked if I had ever filed BK before, the trustee repeated what I made last year and asked what I expected to make this year (his figure was off by a few K I realized when I left the room but the attorney said no problem, I am nearly nine grand under median and he has ALL income documentation). He asked if I made any large or unusual payments to creditors in the past 90 days prior to filing, and if I made any large gifts or payments to family in the past two years. He asked if I had sold anything for below market value. He started to ask about my car, and then said "oh never mind" (no kidding!).
Then we were done. That was all.
They are backed up here the attorney said, expect a discharge in 75 days.
I saw several people there in jeans, not even business casual. I wore plain black pants and a sweater. Parking stinks, but if you are in this county you know that about the downtown area, so come early for that. Building security is tight and the bomb scare they had an hour beofre my 341 was making security understandably jittery, too. Anyway, allow time to get through the security stuff.
Oh, and one last thing: the trustee accepted a 1099 from a guy who did not have a SS card, so no worries there either if you need to do alternative documentation of SSN.
What a relief!
In room 1017A of the U.S courthouse, about 4 cases went before me. Only one was at all complex and the trustee was very considerate and professional. They had a lot of property in play and he needed more documentation. They were there with an attorney and the case was continued, but they were told they would not have to reappear.
My attorney met with me and two other clients prior to the hearing, and totally put our minds at ease.
The trustee asked everyone for their SS cards and DL's and also for bank statements showing the day of filing and their most recent pay stub. I gave all this to my attorney at the table, the trustee asked me to repeat the last four digits of my SS and handed the cards back to me
I swore to tell the whole truth and all of that, and I was asked if I had ever filed BK before, the trustee repeated what I made last year and asked what I expected to make this year (his figure was off by a few K I realized when I left the room but the attorney said no problem, I am nearly nine grand under median and he has ALL income documentation). He asked if I made any large or unusual payments to creditors in the past 90 days prior to filing, and if I made any large gifts or payments to family in the past two years. He asked if I had sold anything for below market value. He started to ask about my car, and then said "oh never mind" (no kidding!).
Then we were done. That was all.
They are backed up here the attorney said, expect a discharge in 75 days.
I saw several people there in jeans, not even business casual. I wore plain black pants and a sweater. Parking stinks, but if you are in this county you know that about the downtown area, so come early for that. Building security is tight and the bomb scare they had an hour beofre my 341 was making security understandably jittery, too. Anyway, allow time to get through the security stuff.
Oh, and one last thing: the trustee accepted a 1099 from a guy who did not have a SS card, so no worries there either if you need to do alternative documentation of SSN.
What a relief!
| 341: 2009-12-14: | DISCHARGED: 2010-02-09 
)
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