My husband received the summons from Best Buy today. We have 20 days from today to respond. I want to request that they validate the debt to help buy us some time.
They are suing for $6246.67. The lawsuit was filed on 09-24. We also have a letter from the collection agency trying to collect on the same account at the same time saying we owe over $8000.00 (but they would settle for $2000.00).
There was also a paper attached to the law suit saying to call them and make a payment arrangement to stop the law suit.
If any can give me any ideas are suggestions on how to answer the complaint and also request the debt validation I would really appreciate it.
What I am thinking so far is that we are going to have the money to file by January. If I wait until the very end of the 20 days to respond and ask for the debt validation that would put us at the end of the month. Then they have to respond so I am thinking that may get us to the end or middle of November before we have to figure out our next step.
They are suing for $6246.67. The lawsuit was filed on 09-24. We also have a letter from the collection agency trying to collect on the same account at the same time saying we owe over $8000.00 (but they would settle for $2000.00).
There was also a paper attached to the law suit saying to call them and make a payment arrangement to stop the law suit.
If any can give me any ideas are suggestions on how to answer the complaint and also request the debt validation I would really appreciate it.
What I am thinking so far is that we are going to have the money to file by January. If I wait until the very end of the 20 days to respond and ask for the debt validation that would put us at the end of the month. Then they have to respond so I am thinking that may get us to the end or middle of November before we have to figure out our next step.
Comment