can creditors touch my retirement pension and social security checks? if not , then I'll file chapter 7. I know that retirement account is safe , but what about monthly pension checks and social security checks ?
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SS is off limits. What type pension are you receiving?Filed Ch7 5/28/09 (Pro Se) Orlando, 341 7/01, UST selected case for audit 7/01, Last day for objection 8/31. Audit report filed 9/10, no material misstatements. Discharged and closed 9/22/2009 -
federal pension, I retired from the Post officeComment
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I filed in FL and receive SS, Military and Civil Service retirement and all was safe. Check your State exemptions.Filed Ch7 5/28/09 (Pro Se) Orlando, 341 7/01, UST selected case for audit 7/01, Last day for objection 8/31. Audit report filed 9/10, no material misstatements. Discharged and closed 9/22/2009Comment
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creditors may not touch it, but if you have DMI, you may not get a chapter 7, even if you pass the means test... im in that boat.."it looks like i picked a bad day to give up sniffing glue"! [McKroskey, airplane]Comment
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I have a small SS and we are both retired CS.
They could not touch either for garnishment and such but the CS income is just that. SS is not counted in a BKComment
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Husband has VA compensation, military retirement, and social security disability monthly payments coming in. We do not have DMI left enough to make a difference to push us into a 13. Can any of our income be touched? We filed for a 7 and our attorney (an expeirenced one) said that the Trustee favors seniors, military, and disabled at that. We are scared to death here. A c13 would not work for us for sure. Anyone know anything about a similar situation as ours?
(first 341 10/14/09, cont'd 341 10/23/09) (12/14/09 last day to object) (341 Shows HELD w/tt report of no distribution 1/9/2010)
:clapping Discharged 1/25/2010 Case Closed 3/11/2010
:DComment
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I take that back. The military retirement is counted only.....sorry.(first 341 10/14/09, cont'd 341 10/23/09) (12/14/09 last day to object) (341 Shows HELD w/tt report of no distribution 1/9/2010)
:clapping Discharged 1/25/2010 Case Closed 3/11/2010:DComment
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yes, sorry. I better post elsewhere.............(first 341 10/14/09, cont'd 341 10/23/09) (12/14/09 last day to object) (341 Shows HELD w/tt report of no distribution 1/9/2010)
:clapping Discharged 1/25/2010 Case Closed 3/11/2010:DComment
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We're in that same boat! But here is another question ...My husband is a retired City, State ,Fed employee.....our pension it DIRECT DEPOS
IT, we have no choice, they insist.......My question is, if it is the ONLY money going into our bank account is it "untouchable" or since it is in the bank is it just no longer considered pension money? and can i get our bank to make it "untouchable"? thnaks so much , you guys are all GREAT!
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someone told me about Direct Express , how is that to have your money deposited there and they give you a debit card to spend against it. They told me that since your ss payments and federal pension goes into it, and it is not a bank they can't touch it. But I don't know about their customer service that's another story.Comment
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Paperwork filed - Jan 30th, 2009
341 mtg - March 4th, 2009
Discharged - May 5th 2009
Closed - May 11th 2009 clapping:Comment
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