I apologize in advance for the length....I'm new to this whole process and have soooo many questions...(and have had so many answered via this forum already) Thank you!!!
So...here is the beginning of my journey...my husband and I met with a lawyer a few months ago....we discussed a Chapter 7 with him....then took a month or so to mull it over...needless to say we decided to go with it....SOOO we made a second appointment to pay our fees and finish filling out paperwork....SO...we paid the rest of the $$ and it will be 3 weeks this coming Friday and we have not received our papers to sign..and they will not file until AFTER we sign the papers....then our 341 will be a month following that.. Supposedly it is at the "typist." Is this normal?? He did outline the timeline for us in the beginning...but I guess I am just itching to get things rolling....
The second problem is....my husband has been laid off since February and has been applying to TONS of jobs.....he is a veteran and stands a very very good chance of getting a new job in a new state that is paying quite well...after long hours of reading (on this forum...thanks again guys & gals) I learned that he would be ok to start AFTER our 341...so I guess my problem is ...HOW in the heck do I hurry this attorney up???
Another interesting fact is the attorney kept saying that we were fine with a 7 due to the "bigger picture" and was saying we just needed to show more going out a month than we had coming in....which he then stated he would not let us claim more than $600 a month for food for a family of 6!! I wonder if this guy has ever tried feeding teenagers???? He also neglected to mention (which I learned on here..u guys rock!!) that we were exempt from the means test becuz the majority of our debt was incurred while my husband was active duty military! Also---someone tell me if I read this correctly...I live in WI...and here is my sources of income...I work 32 hours a week...I receive DIC (death in compensation) benefits from the VA for my oldest two children from their father (my first husband) passing away...also Social Security for the same reason....my husband is on unemployment and receives his GI bill and disabilty from the VA due to an injury incurred while being deployed....SOOOO...the only REAL income that is not exempt is my job and his GI bill..??? RIGHT??? OR NO??? I think I'm going crazy??!!??
THANK YOU SOOO MUCH FOR YOUR HELP!!!!
So...here is the beginning of my journey...my husband and I met with a lawyer a few months ago....we discussed a Chapter 7 with him....then took a month or so to mull it over...needless to say we decided to go with it....SOOO we made a second appointment to pay our fees and finish filling out paperwork....SO...we paid the rest of the $$ and it will be 3 weeks this coming Friday and we have not received our papers to sign..and they will not file until AFTER we sign the papers....then our 341 will be a month following that.. Supposedly it is at the "typist." Is this normal?? He did outline the timeline for us in the beginning...but I guess I am just itching to get things rolling....
The second problem is....my husband has been laid off since February and has been applying to TONS of jobs.....he is a veteran and stands a very very good chance of getting a new job in a new state that is paying quite well...after long hours of reading (on this forum...thanks again guys & gals) I learned that he would be ok to start AFTER our 341...so I guess my problem is ...HOW in the heck do I hurry this attorney up???
Another interesting fact is the attorney kept saying that we were fine with a 7 due to the "bigger picture" and was saying we just needed to show more going out a month than we had coming in....which he then stated he would not let us claim more than $600 a month for food for a family of 6!! I wonder if this guy has ever tried feeding teenagers???? He also neglected to mention (which I learned on here..u guys rock!!) that we were exempt from the means test becuz the majority of our debt was incurred while my husband was active duty military! Also---someone tell me if I read this correctly...I live in WI...and here is my sources of income...I work 32 hours a week...I receive DIC (death in compensation) benefits from the VA for my oldest two children from their father (my first husband) passing away...also Social Security for the same reason....my husband is on unemployment and receives his GI bill and disabilty from the VA due to an injury incurred while being deployed....SOOOO...the only REAL income that is not exempt is my job and his GI bill..??? RIGHT??? OR NO??? I think I'm going crazy??!!??
THANK YOU SOOO MUCH FOR YOUR HELP!!!!
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