How will trustee view car payments in 7?

[Seenthelight]

We have three cars that we are trying to keep in Chapter 7.

The first is paid for and worth about $1500-$2000

The second has a $8000 loan with $250 payments and is worth about the same.

The third is a vintage car that is now a fixer-upper with no motor or trans (blown-up 3 years ago). The balance is only $2500 with a payment of $300. My attorney has put a value of about $4000 on it based on the condition, etc.

With a $5000 wildcard for my state my attorney thinks we can exempt most of the equity in the cars.

The question is how might the trustee view the $300 payment? I only have about 8 payments left and will show just enough income to support a reaffirmation for both cars but to me the appearance is that after 8 months I will have extra money to support a chapter 13. Hmmm.

Should I be even more nervous than I already am?

[AngelinaCat]

We had about 8 months left on the loan for our VW Jetta when we filed. Payments were $485.00 a month. Nothing was said about the payments, but we weren't trying to pay on three all at once.

My car, a good used one bought at auction, was paid for. The 1968 Impala project car was paid for, but was valued way down because it had sat idle in the garage for more than 4 years after 'Hub got his prostate cancer.