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    reaffirm

    Ok, so Mom is filing BK7. She got a reaffirm from Art Van/HSBC fin. for her furniture, bed room set. They offered her not to change 0% interest and keep the same terms. So I am asking for your advise/opinions on this. I would play roulette with them myself and see if they really come and get it. Anyone have any experience with these guys?
    Thanks for any replies.
    2FG
    Filed 4-5-09 CH.7
    341- 5-28-09 continued TT had no case paperwork??????
    341 meeting 6-18-09, Went Swell, 3 minutes
    Discharged 7-29-09

    #2
    Don't reaffirm the debt.

    It's bedroom furniture...if they persist, give it back! Do you think they are going to send someone out to pick it up? I don't. If they do - they can have it. She needs to realize that this is her chance to get a fresh start - reaffiming for furniture is going to hurt her fresh start.
    Filed CH 7 9/30/2008
    Discharged Jan 5, 2009! Closed Jan 18, 2009

    I am not an attorney. None of my advice is legal advice in any way..

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      #3
      Fully agree. Do Not Reaffirm any furniture, appliances or other household items.
      Filed Ch7 5/28/09 (Pro Se) Orlando, 341 7/01, UST selected case for audit 7/01, Last day for objection 8/31. Audit report filed 9/10, no material misstatements. Discharged and closed 9/22/2009

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