Whats the fastest Online Debt Education Services

[BBW]

I know there is a sticky with this. But most of the posts are years old and I'm sure companies change.

I'm also wondering if I should take one before I retain the attorney? I want to get it out of the way. I've read some people spent 1,2,3 hours. I'm looking for as quick as possible. Can anyone recommend which is the fastest???

[bkmaggster]

I know there is a sticky with this. But most of the posts are years old and I'm sure companies change.

I'm also wondering if I should take one before I retain the attorney? I want to get it out of the way. I've read some people spent 1,2,3 hours. I'm looking for as quick as possible. Can anyone recommend which is the fastest???

The debtor education MUST take 2 hours. It's part of the law.

I used these guys: http://www.personalfinanceeducation.com/Default.aspx for both classes.

Cheap and easy, and they got me my certificates the same day.

[BBW]

Thanks for the suggestion. I'll look into it. But I was hoping for one with 2hrs worth of info but that didn't have page timers and stuff.

[lrprn]

No matter which company you choose to do your post-filing mandatory class, please make certain that it's one that your state approves. You can find that out here - http://www.usdoj.gov/ust/eo/bapcpa/ccde/de_approved.htm and then use the drop-down box to pick your state.

[BBW]

No matter which company you choose to do your post-filing mandatory class, please make certain that it's one that your state approves. You can find that out here - http://www.usdoj.gov/ust/eo/bapcpa/ccde/de_approved.htm and then use the drop-down box to pick your state.

Great link thanks.

[drowningNdebt]

My initial "before" filing educator test only took me 45 minutes. It was all online then I had to call an 800 number to confirm everything and have my certificate faxed. It was all basic knowledge to me.

[Bell30656]

Maybe the law says it should take two hours but I finished the first one in about twenty minutes and the second one even quicker. The test was multiple guess and the incorrect answers were so blatantly wrong it was easy to find the right answer.

[leena]

The online one that I did was so easy that it took no where near the two hours, though it met the requirement for my state. Youe attorney will have a list of approved courses, too. Mine only cost $19.00.

[bkmaggster]

The two hours is ONLY for the debtor education, not the pre-filing course.

I don't know how you guys got through approved ones that didn't take two hours - you should share the info!

[leena]

The two hours is ONLY for the debtor education, not the pre-filing course.

I don't know how you guys got through approved ones that didn't take two hours - you should share the info!

Simple, really.

I did an online course that was really, really stupid but approved for my state. I could not believe how stupid it was. It actually told you stuff like what a "transaction" is in a checking account , as if you were in Jr High. It told you things like what "interest" was, as though you were 12 years old.

Newsf;ash to whomever came up with this idiot "education", but very few BK filers got here becuase we were stupid or uneducated. We may have got here via bad choices, but it is the kind of bad choices you make when you have the cheeseburger instead of the fish, not the kind you make because you think the cheesburger is healthfood, but I digress...

Anyway, the entire online thing was in writing, nothing you had to listen to and after each section you took a quiz. They passed you no matter how many you got wrong or right, you just then had to click another box with the correct answers and stating you had read the correct answers. Anyone could pass.

Weird. Maybe it is different for 13 filers (the second course before discharge and after filing). The whole thing took me 45 minutes with 95% accuracy and more on the quiz answers.

[BBW]

Yes which ones did you take that didn't take two hours?

[leena]

Yes which ones did you take that didn't take two hours?

Mine was through smartmoneyadvice.com, BUT they may not be approved in your state or district, so get your list from your attorney or court first.