Using Credit Unions for banking post discharge?

[BBW]

I have been a member of a credit union for a few years now. I mainly used them to get really good rates on auto loans, with really long terms, and really high loan to values. I guess it's because of relaxed policies that I am $9k upside down. I knew I shouldn't have gotten a 6 year loan at 110% loan to value (they go to 125% I think). But all that's another story.

I want to continue to be a member of a credit union but I obviously won't show my face at my current credit union after I bk the car. I know most credit unions are connected some how. I can make a deposit at many many other credit unions and it goes into my account at my credit union.

My question is will I have a problem becoming a member after filing bk? Should I sign up with a new one now? Could they give me a problem down the road?

[aljohnson007]

Don't have any funds or deposits where you owe money. If you plan on filing bk, set up a new acount now.

[BBW]

Don't have any funds or deposits where you owe money. If you plan on filing bk, set up a new acount now.

Yes I know that. But what I mean is can on CU see that I discharged debt from a nother CU and deny me membership??

[Amy26]

No, you should be fine as long as you don't have anything bad reported against you in the banking checksystem.

[BBW]

great thx. Yep no bounced checks so I shouldnt be in that system.

[aljohnson007]

Agree. I discharged $10k+ from a CU M/C in CA but still maintain my account with a CU in FL and so far, no problems.