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    Filed today!

    And we cannot believe what a relief it is to finally push this boat off from shore. We've been preparing for weeks and months and though it's a sad day we are so glad to finally take the steps we need to take in order to move on with our lives. Thanks to all the people on here that have shared their stories and advice!
    Filed Ch7: 9/24/09 * 341 Meeting: 10/30/09 * Discharge: ?

    #2
    Relief for you! We are filing in November. I'm actually excited. I don't have to decided between the credit card or snowpants this season!
    Filing cpt.7 11/09 341- 1/21/10
    Report of no distribution 1/21/10
    Scheduled for discharge 3/22/10 (on my 15th wedding anniversary!)

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      #3
      Filing for bk was one of the best decisions I ever made. I wasn't sad at all. To me it meant a new start. A new life without cc's. I learned my lesson and I am ready to move on. For the first time in years I'm looking forward to the holidays!

      Good luck!
      Stopped paying CC...April 2009
      Filed CH 7 no-asset...Aug. 19, 2009
      341 meeting...Sept. 22, 2009
      DISCHARGED Nov. 24, 2009 CLOSED Dec. 9, 2009

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        #4
        The day I filed was both sad and happy...sad for saying goodbye to the perfect credit I had, happy for not having to kill myself every month looking for ways to make the payments after the rate-jacking by Chase and Citi...

        Congrats and good luck in your journey to discharge-ville
        7-2-2009 Filed
        8-28-09 341 Concluded, no assets
        10-28-09 DISCHARGED/CLOSED!!!!

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          #5
          It is a relief to finally get filed, stop the phones from ringing that's for sure!

          It's certainly a new way of life. Give up the impulse to shop or to buy things that we don't need.
          Filed Chapter 7: 7/3/09
          341 Hearing: 8/6/09 - Went Smoothly!
          Discharged: 11/30/2009
          Closed: 12/16/2009

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            #6
            Originally posted by Hope4TheBest View Post
            And we cannot believe what a relief it is to finally push this boat off from shore. We've been preparing for weeks and months and though it's a sad day we are so glad to finally take the steps we need to take in order to move on with our lives. Thanks to all the people on here that have shared their stories and advice!
            That is great to be able to get past the difficult part, filing so that you can eventually have a fresh start with your lives! You filed today and was able to get a 341 scheduled already? Wow! Best wishes to you!
            Chapter 13 filer since Feb. 2018 under a 60 months payment plan
            Please think positive and do not give up!

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              #7
              Congrats you are on your way now! It was so worth it to me, once it's over and you realize you really do have that fresh start you'll wonder why you didn't file sooner!

              Good luck!
              Filed Chapter 7 June 4 ~ 341 July 20 ~Last day of objections Sept 18~Discharged/Closed Sept 21

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                #8
                Congrats on getting the ball rollin'.....

                May 2008 Hired 1st Attorney/Stopped paying CCs
                May 21, 2009 Retained 2nd Attorney
                May 28th - Filed for Ch 7 (FINALLY!)
                9/11/09 - DISCHARGED!!!!

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