There is no rush to use miles which have been deposited into an arms-length airline or hotel program like United, American etc. Trust me, been through 2 BK's, none has been touched.
Points in a proprietary rewards program (Amex, US Bank, Cap One, Citi "Thank You") are definitely at risk and should be cashed out or transferred into an airline or hotel program.
In fact here's an interesting points-related article:
Homeless man lives off hotel points from former life
Points in a proprietary rewards program (Amex, US Bank, Cap One, Citi "Thank You") are definitely at risk and should be cashed out or transferred into an airline or hotel program.
In fact here's an interesting points-related article:
Homeless man lives off hotel points from former life
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