Expat filing CH7
Hi Everyone,
This site has been very helpful and I now find myself with a question that I cannot find an answer to. Here is the background:
Owned two houses in the US, first one was our primary residence, second we 'sold' on Real Estate Contract. In 2006 got a job at a United Nations organization in Vienna Austria. Moved in August 2006. Primary home sat vacant for 9 months before renters were found, had to reduce rent to ~45% of the mortgage. Used entire savings paying the mortgage while the home was vacant. In May 2008 the guy who bought second home stopped paying us, had to foreclose on him. Thus, between May 2008 and Dec 2008 we were ALMOST paying mortgages on 2 homes plus rent on our apartment in Vienna with my paycheck and the modest rental income from our primary home. We were paying CC's with CC balance transfers, using CC's to buy groceries, and getting cash advances to make ends meet. Saw the light and started on the road to Ch 7.
Current situation is that we still live in Vienna, our 341 was scheduled and we did not attend because it would have cost ~$5000 to get us all (we have 2 small children) to the meeting. As you can imagine, we did not have that kind of cash just lying around. Our attorney is arguing that we could tele- or video-conference the 341 from the Embassy or consulate here in Vienna. The book is not closed yet IF we can prove there is precedence in previous cases where this was allowed.
So, my question to the forum is: Does anyone know of specific cases where a filer was allowed to 'attend' their 341 meeting via telephone or video- conference? If so, can you provide details (location, case #, etc.)?
Thanks!
PS: both filers are US citizens
This site has been very helpful and I now find myself with a question that I cannot find an answer to. Here is the background:
Owned two houses in the US, first one was our primary residence, second we 'sold' on Real Estate Contract. In 2006 got a job at a United Nations organization in Vienna Austria. Moved in August 2006. Primary home sat vacant for 9 months before renters were found, had to reduce rent to ~45% of the mortgage. Used entire savings paying the mortgage while the home was vacant. In May 2008 the guy who bought second home stopped paying us, had to foreclose on him. Thus, between May 2008 and Dec 2008 we were ALMOST paying mortgages on 2 homes plus rent on our apartment in Vienna with my paycheck and the modest rental income from our primary home. We were paying CC's with CC balance transfers, using CC's to buy groceries, and getting cash advances to make ends meet. Saw the light and started on the road to Ch 7.
Current situation is that we still live in Vienna, our 341 was scheduled and we did not attend because it would have cost ~$5000 to get us all (we have 2 small children) to the meeting. As you can imagine, we did not have that kind of cash just lying around. Our attorney is arguing that we could tele- or video-conference the 341 from the Embassy or consulate here in Vienna. The book is not closed yet IF we can prove there is precedence in previous cases where this was allowed.
So, my question to the forum is: Does anyone know of specific cases where a filer was allowed to 'attend' their 341 meeting via telephone or video- conference? If so, can you provide details (location, case #, etc.)?
Thanks!
PS: both filers are US citizens
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