Discharged today 9/22!!!...QUESTION though????

[Oxygen61]

PACER shows my chapter 7 discharged today 9/22/09.
I'm excited....but I filed a Honda reaffirmation agreement
yesterday and the court didn't get it in time. Honda still says they are going to file it today....which should show on PACER tomorrow 9/23/09.

My question is: Won't the judge have to re-open my case in order to sign off on the reaffirmation agreement? Is this going to mess things up?
My lawyer and I signed the reaffirmation agreement that it's not a hard ship....but my income did go up since the 341.

(I want to reaffirm because: $5,000 equity in car, want it to report on credit reports, only car, reliable car, low payment/rate etc...)

[Oblib2345]

Congrats!!! I'm not sure on your question, hopefully someone else here knows more. But a discharge doesn't mean the case is closed yet. I have been discharged and am still awaiting the case closure, so unless Pacer shows your case as closed, it is still opened (even though you are discharged of the debts).

[MSbklawyer]

Was your case CLOSED or just discharged? Either way, it's no big deal. The worst thing is that you have to pay a reopening fee which is the same as the filing fee.

Here's what the code and the rules say about it:

[liz417]

Congrats on the discharge!!!!!

I think you were just discharged (I could be wrong ) not closed, so I don't think it's too late to add the reaffirmation agreement to your case. Good Luck!

[Oxygen61]

Thanks for the replies.
Correct. I have been discharged and NOT closed.
I am getting nervous because other sites are saying, "you only have up until day 60 from your 341 meeting to file a reaffirmation agreement."

I am willing to re-open the case...and pay the fees.

I hope I can figure this out. (My laywer had NEVER filed a reaffirmation before!)

[aces67]

We were told that our reaffirmation had to be filed BEFORE the discharge. You may have to reopen your case.

Congrats on your discharge!

[AngelinaCat]

CONGRATULATIONS!!!!! on your Discharge. Here you go:

http://video.google.com/videoplay?docid=-3894301868978665655

On the Reaffirmation, if you have been making your regular payments all along and are current on your payments, reaffirming now could just be a moot point.

[Oxygen61]

Thanks...

for all of the answers and the congrats messages! It feels great!!!
My case probably won't be "closed" for a while....the trustee at the 341 told everyone to turn in our upcoming tax returns (if any) to him.