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Means Test - Number of Vehicles

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    Means Test - Number of Vehicles

    I am a household of 1 adult and 1 child. I am trying to qualify for Chapter 7. I have a vehicle lease. My thought was to add another car via an auto loan to the household (using a co-signer) that will replace this lease, and then default on the lease. Adding the second car expense will make it much easier to qualify through the means test for me since I will have expense in the calculation for 2 cars and the additional payment requirement.

    Can I have two cars expense in a 1 adult household?

    Am I allowed to do that...and since I am doing this in October and then 3 months later filing BK and since I am essentially manipulating the result of the Means Test by doing this will this screw me or is it OK?

    #2
    by the way, daughter is only 6, so it is not like she is driving age.

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      #3
      One car expense for the purposes of the means test. You are the only driver, you only need one car.

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