Thanks for the help. I would prefer to take care of it now rather than having this dark cloud above my head (house).
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2nd mortgage reaffirmation denied ?'s
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it's also verry possible that the 2nd will sell the loan to a JDB after your Ch-7 discharge to get a non performing loan off its books. I would rather negotiate with a JDB, instead of the original bank.Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7
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