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Thanks guys. This forum was truly a godsend. Seriously, don't sweat the 341 people! Just be honest and it will be ok. The people I saw getting grilled and getting second looks you had to be an idiot to not at least question. It's not rocket science....
I totally agree. I would also add to bring documentation. Even if you don't use it, you will feel more secure having it there with you. (you can hug it like a teddy bear or security blanket while you are waiting for your turn with the trustee. )
You can't take a picture of this. It's already gone. ~~Nate, Six Feet Under
I totally agree. I would also add to bring documentation. Even if you don't use it, you will feel more secure having it there with you. (you can hug it like a teddy bear or security blanket while you are waiting for your turn with the trustee. )
Are you saying we're not allowed to bring our actual stuffed animals or blankies!
Well, I did. Every one of 'em. Mostly I remember the last one. The wild finish. A guy standing on a station platform in the rain with a comical look in his face because his insides have been kicked out. -Rick
Cool joke, and it got a lot of attention. That is good for those terrified of the meeting. We were too misinformed to even be scared due to our attorney and her lack of interest in education. Remember, we once had money and never anticipated a bankruptcy. Sound familiar? Well there are more coming. Watch to stock market and the retirements funds.
Great joke, great story. 'Hub
Thanks 'Hub. Again, this forum has been a GODSEND. I especially appreciate you, HHM and justbroke for your outstanding leadership and advice. You guys are Amazing!!!
I totally agree. I would also add to bring documentation. Even if you don't use it, you will feel more secure having it there with you. (you can hug it like a teddy bear or security blanket while you are waiting for your turn with the trustee. )
I'll never know if it helped or not, but when we were called I walked up and set my HUGE stack of files on the table in front of the TT. It was as if I said "I have everything you could ever possibly question right here"...he didn't ask a thing. Maybe it helped, maybe not, but I sure felt great being prepared. No one else there was like that.
I'll never know if it helped or not, but when we were called I walked up and set my HUGE stack of files on the table in front of the TT. It was as if I said "I have everything you could ever possibly question right here"...he didn't ask a thing. Maybe it helped, maybe not, but I sure felt great being prepared. No one else there was like that.
There was someone in my timeslot last week that couldn't even remember the make and year of the car they were exempting, or what state the car was in!
Needless to say they were continued......
You can't take a picture of this. It's already gone. ~~Nate, Six Feet Under
There was someone in my timeslot last week that couldn't even remember the make and year of the car they were exempting, or what state the car was in!
Needless to say they were continued......
I can't imagine. Why in the hell wouldn't you be overly prepared. I don't mean to be overly dramatic, but who the 0(**&^% would want to shell out additional atty $$ and stress over continuations or worse possible DISMISSAL!!!???? People never cease to amaze me.
I would straighten anything out before the 341 just to insure smooth sailing, just my 2 cents. I work in the legal system, and I know that the stronger and 'cleaner' a case is up front, it just removes even the possibility of issues down the road. I would just address it now so you can say "NO" at the 341!!
killinstinct: congrats on a smooth 341! Welcome to the 60 Day Club.
I too work in the legal system and totally agree. I was overprepared. Even though my attorney said I didn't need copies of bank statements, etc., I had them in the car just in case.
One question....won't you get your discharge after 60 days and then the hold up with the sale of your house will delay the closing of the BK case? I expect (hope for) discharge on 9/18 but the close will be held up for the sale of a motor home.
One question....won't you get your discharge after 60 days and then the hold up with the sale of your house will delay the closing of the BK case? I expect (hope for) discharge on 9/18 but the close will be held up for the sale of a motor home.
I don't know...don't really care. Just glad to be out from underneath that mountain of debt!! Plus I'm told it's discharge that matters legally, not closing. Closing is just sort of an administrative matter.
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