Originally posted by killinstinct
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Completely lost.. Advice needed.
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Originally posted by killinstinct View PostWhy? Do you have some ridiculous car payment(s)? or something?
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Good luck. I'm not really looking forward to it, but we need 2 cars and our Chevy just passed the 100,000 mark. I'm religious about maintenance, and I'm hoping that will help, but inevitably in the next few years it will be new car or transmission, head gasket, something.Filed Chapter 7 08/06/09, unsecured debt of $109,000
341 Meeting 09/09/09
Discharged 11/12/09
Closed 12/14/09
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Originally posted by killinstinct View PostGood luck. I'm not really looking forward to it, but we need 2 cars and our Chevy just passed the 100,000 mark. I'm religious about maintenance, and I'm hoping that will help, but inevitably in the next few years it will be new car or transmission, head gasket, something.
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Bankruptcy is certainly not the end of the world.
If filing will help make you cash flow positive so that you can pay your bills each month and maybe save some, then I think it is a good decision. Best to speak with a lawyer about that.
I filed in May, got discharged two weeks ago, and got an offer for a credit card the day after my discharge came in the mail. I applied and got accepted and it has a $500 limit. This is to rebuild my credit.
My point is, people you know don't have to know you went bankrupt, so don't base the decision on what others will think. It will hinder some of your abilities to get credit, so that's why I think being cash flow positive and being able to build up a savings is important after bankruptcy, so that you won't need to rely on credit as much.
Anyhow, definitely speak with a lawyer!Filed Chapter 7- May 5, 2009
341 Meeting- June 22, 2009
Kept house, all credit cards discharged in August 2010.
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Originally posted by debtmonster View PostNope... you need to be putting Amsoil in that thing religiously. That stuff works like magic. There's nothing better from any competitor. If there was, I'd be using it. Believe me. I've seen cars go about 1,000,000 miles. While many people can boast about their cars going 150,000 to 300,000 miles, they can't say they did it performing only 12 oil changes in all that time period. For most people, they should be doing close to 100 oil changes in all that time. I have never seen a better product on the market. If you want your engine and transmission to last, that stuff will beat any synthetic on the market. In the long term it will be 100% free because the gas mileage will pay for the oil. I have saved about $1,000 in fuel costs from using this stuff all this time. I can't stop raving about this stuff because of the amount of engines and trannys it has saved me over the years. I want everyone to use it so that they never need to go back to an AAMCO transmission shop to get their tranny fixed. Why spend $2,000 to rebuild a transmission when you can just spend $200 on an Amsoil ATF flush and do that once every 100k miles? Oil is cheap. Engines are expensive. Forget all of the garbage you see in the auto parts stores. Believe me... this stuff IS THE BEST! Your vehicle will OUTLIVE YOU with this. I swear on my life.
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Originally posted by hereforinfo View PostAnyone who reads this needs to be aware that Debtmonster sells this stuff in a MLM (pyramid scheme), so consider ulterior motives. You always post that scamsoil link, Debtmonster. Exactly what personal interest do you have in that particular website? Why are you spamming and trying to promote your business here?
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Originally posted by debtmonster View PostNope... you need to be putting Amsoil in that thing religiously. That stuff works like magic. There's nothing better from any competitor. If there was, I'd be using it. Believe me. I've seen cars go about 1,000,000 miles. While many people can boast about their cars going 150,000 to 300,000 miles, they can't say they did it performing only 12 oil changes in all that time period. For most people, they should be doing close to 100 oil changes in all that time. I have never seen a better product on the market. If you want your engine and transmission to last, that stuff will beat any synthetic on the market. In the long term it will be 100% free because the gas mileage will pay for the oil. I have saved about $1,000 in fuel costs from using this stuff all this time. I can't stop raving about this stuff because of the amount of engines and trannys it has saved me over the years. I want everyone to use it so that they never need to go back to an AAMCO transmission shop to get their tranny fixed. Why spend $2,000 to rebuild a transmission when you can just spend $200 on an Amsoil ATF flush and do that once every 100k miles? Oil is cheap. Engines are expensive. Forget all of the garbage you see in the auto parts stores. Believe me... this stuff IS THE BEST! Your vehicle will OUTLIVE YOU with this. I swear on my life.
My grandfather still has a 1960 something Ford Ranchero and a Buick from the 80's with hundreds of thousands of miles. They will outlive him (literally). He was an airplane mechanic...I should ask him what he used. Those cars will never die, I swear to god.
Can't we be nice here people? Jeez, BK is stressful enough. Let's be friends. Group hug?Filed Chapter 7 08/06/09, unsecured debt of $109,000
341 Meeting 09/09/09
Discharged 11/12/09
Closed 12/14/09
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Originally posted by killinstinct View PostI'll give it a shot. I've got Mobil 1 synthetic in my '06 Charger. It's got a sealed tranny system so I can't do that, I'll have to take it in. My '04 Chevy I've just been using Quaker State. I'll give it a try.
My grandfather still has a 1960 something Ford Ranchero and a Buick from the 80's with hundreds of thousands of miles. They will outlive him (literally). He was an airplane mechanic...I should ask him what he used. Those cars will never die, I swear to god.
Can't we be nice here people? Jeez, BK is stressful enough. Let's be friends. Group hug?
See this Google search about Quaker State:
See the first result in the natural results (not the sponsored listings). There's a site there that compares the major oils. Read the thing about the API motor oil testing and you can see. Quaker State performed poorly on many of those tests. This proves what I was saying about Amsoil all along. I don't care how they market it. This is the best stuff in the world, hands down. I have countless friends and relatives who use it and swear by it. I found out about it in a car club years ago.
BK can be fun... just as long as you have the right Scotch or Jagermeister going down the hatch! LOL!
Also see this Google result for the Charger:
One of those sites has a picture of the car and some of the recommended fluids and what not.
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Sold. I'm willing to give it a try on the Chevy at least. I'm also on Charger Forums and most of the Dodge nuts there swear by the Mobil 1 synthetic, or Royal Purple. The Royal Purple is really expensive though. How do you buy AMSoil locally? I don't want to pay for shipping and crap.
Any idea where I can get one of those Charger tranny dipsticks? Hot commodity.
I'm a little bit embarassed to admit I'm pretty sure I've been drinking a bit more since BK came into the picture this last year....oh well.Filed Chapter 7 08/06/09, unsecured debt of $109,000
341 Meeting 09/09/09
Discharged 11/12/09
Closed 12/14/09
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Royal Purple is only good for racing cars and people who rebuild their engines on a regular basis. I would not recommend it for a daily driver car to go back and forth to work.
I used to swear by Mobil 1 before I used Amsoil. Good luck finding any ASTM tests that prove that Mobil 1 beats Amsoil... they don't exist.
One of my dad's mechanics told me about how Mobil 1 was lowering the quality of their oils way back in the 1990's after one of his friends did some testing on an oil viscosity machine. I was not happy, but what could I do? I knew nothing about oil back then, so I just stuck with Mobil for years until I could find something better.
I have to take depression pills to deal with the BK and to help me stop fighting with my wife.
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Cool, well maybe I'll try it then. The Charger is a 5.7 HEMI so I'd need 7 quarts for that bad boy. I'm sorry, even though I'm BK I swear to god I'll live out of that car if I have to. I can't give it up. Pathetic huh?
No problem with the pills. I've been on those for years. I like to say my ex drove me to them. BK drove me to drink. My new wife and I get along famously though (especially since filing). I'm not the most religious person in the world, but it's the closest thing to "born again"!!!!Filed Chapter 7 08/06/09, unsecured debt of $109,000
341 Meeting 09/09/09
Discharged 11/12/09
Closed 12/14/09
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Oh look, yet another thread that has become about cars and amsoil.
Did this place get renamed the "Amsoil Forum"? It seems that almost every thread over 3 pages, no matter how it starts, ends up being about amsoil.
Maybe I should work on making every thread about schwinn bikes. We can all live debt free riding schwinns! Oh wait - that's what bike forums are for...
Now I need a drink. :P
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