How long after discharge could Trustee reopen case?

[ss88]

Hello - I'm new here and have found many great questions and answers but haven't come across my question. I filed chapter 7 and am hoping I will get a discharge in a couple of weeks (after reading about Pacer, I signed in to check and it says "awaiting discharge").

I am trying to look forward and staying out of debt after this, and am working on better budgeting these days. I was wondering if I am able to get a raise at work in the next year or tighten my budget and am able to add higher payments to the debts I am reaffirming (student loan, a car, mortgage and 2nd mortgage), then does this raise flags if I am eventually able to pay my loans off earlier than expected or pay higher than minimum due every month?

Thank you. I appreciate your responses.

[ForumReader]

Thanks for starting this thread about how long can a trustee reopen a discharged case. I was wondering about that from my recent post on another thread.

Does anyone know the time frame a trustee is allowed to re-open a discharged case?

[MSbklawyer]

It depends on why reopening is sought.

See Rule 9024:

http://www.law.cornell.edu/rules/frbp/rules.htm#Rule9024

[backtoschool]

It depends on why reopening is sought.

See Rule 9024:

http://www.law.cornell.edu/rules/frb...s.htm#Rule9024

The problem with the bankruptcy code as I see it, is that the rules you linked to allow the court to reopen a bankruptcy case for "other cause", but "other cause" is left up to the discretion of the court.

"Other cause" is so vague!

[keepmine]

Hello - I'm new here and have found many great questions and answers but haven't come across my question. I filed chapter 7 and am hoping I will get a discharge in a couple of weeks (after reading about Pacer, I signed in to check and it says "awaiting discharge").

I am trying to look forward and staying out of debt after this, and am working on better budgeting these days. I was wondering if I am able to get a raise at work in the next year or tighten my budget and am able to add higher payments to the debts I am reaffirming (student loan, a car, mortgage and 2nd mortgage), then does this raise flags if I am eventually able to pay my loans off earlier than expected or pay higher than minimum due every month?

Thank you. I appreciate your responses.

You guys are way overthinking this. Unless there is some finding of fraud with your petition at a later date, once discharged your financial affairs are your own business. You're free to get higher paying jobs,adjust your budget as you see fit, acquire assets,etc. Don't sweat the possibility of a reopening. Go ahead and take advantage of the fresh start.