341 soon...

[killinstinct]

Ok, well it's my turn now. I tried not to freak out but here goes.

Filed Ch. 7 and have 341 in a few weeks. All has been quiet and FANTASTIC since we filed. We are a couple hundred/month under median and things are looking up. We can buy groceries, change the oil in the car without a meltdown....

Between our schedules we have about $70 left over in 'disposable'. Of course, I've started the 'what if' game and I'm freaking out a bit about being pushed into a 13. Especially because I have a really good job with regular income. That's my only real asset is my wages...

Bottom line, anyone know of under median people being pushed into a 13? Our lawyer says not to worry, but I'm a little freaked out. I just want our fresh start. I think my new wife and I deserve it.

[Jefferson24]

we are under median income and had around $150 left in disposable income according to our schedules (they were incorrect though because it left off our student loans $570). It was never even mentioned at our 341. My guess is they are probably pretty cool about it if you are under area median income.

[killinstinct]

Thanks Jefferson24. That's what our atty seems to think, and he should know. I appreciate the insight though.

[OhioFiler]

Ok, well it's my turn now. I tried not to freak out but here goes.

Filed Ch. 7 and have 341 in a few weeks. All has been quiet and FANTASTIC since we filed. We are a couple hundred/month under median and things are looking up. We can buy groceries, change the oil in the car without a meltdown....

Between our schedules we have about $70 left over in 'disposable'. Of course, I've started the 'what if' game and I'm freaking out a bit about being pushed into a 13. Especially because I have a really good job with regular income. That's my only real asset is my wages...

Bottom line, anyone know of under median people being pushed into a 13? Our lawyer says not to worry, but I'm a little freaked out. I just want our fresh start. I think my new wife and I deserve it.

Did you get your new wife through the Cash for Old Wives program?

[aces67]

You should be fine. From what I've seen and read disposable income usually isn't a probably unless you have more than $100 a month leftover.

[killinstinct]

Did you get your new wife through the Cash for Old Wives program?

Ha ha. Funny.....no, long sob story, but basically one of our biggest reasons for filing was we both went through long, horrible divorces/custody battles, racking up thousands upon thousands of dollars in legal fees which were all paid by credit card. Fought for years to try and pay them off, but just came to realize we were getting nowhere.....

I appreciate the feedback. This place is great. I just have to try to keep from getting too OCD. That's why I refuse to join PACER. I'd be a huge OCD junkie....