New Schedule J..please look and give opinions

[LSUTiger32]

I got lucky I didn't get a PM!

[bkmaggster]

1. Our food allowance here is 1,200 a month too, for 6 of us. We NEVER and I mean NEVER can actually buy that much, but that's what I put on the expenses because it said to go by those guidelines, so I did. Why did it say to go by those guidelines if we weren't supposed to fill that in on the Expenses Schedule? Ekkkk! That and rent is a big reason why we're like -1,250 each month, because we never pay 600. rent on time and we never ever buy 1,200 worth of food a month. I didn't lie, I put that on there, that rent is always late and we usually don't get to buy that much food.

2. If our cell phone place got added, by mistake to our Matrix, (I was meaning to just add the typed list of the utility places to make my paperwork look neater), but it's not included in our Creditors list, are the plan fees still be wiped out or they can come after me for that?

Annie, I think this thread is dead. You might have better luck if you create a new thread with these questions!

[backtoschool]

Annie, I think this thread is dead. You might have better luck if you create a new thread with these questions!

Please!!!! lol I cringe whenever I see this title come up to the top.

[Annie4]

ok lol sorry and ty

[lifelesson]

did you have your 341 hearing yet? I'm just wondering.
Our atty mentioned not wanting to use the average I thn cause ift tends to flag. But don't know for sure.

We had ours I thought everything went well BUT we ran into a snag because the atty put down like 1,147.00 in medical bills. We thought she was saying 11.47 and SHE was saying 1,147.00 when she went over our paper work just before filing.
YIKES UST Trustee is questioning our schedule J due to that. So I have an email out to the clerk at the office because I pulled out my papers and looked close thru them. It appears my DH left out property taxes of 325 a month and he under did the electric by 30 a month (I called the company and ask if we did a budget plan what would that amount be.) and the food was low for a family of 5WE ahd $650 and I think we should be more like $900, national for a family of 5 is over 1,100.
So I guess we are in the middle of filing a correct J so pray that I found an error to balance and that we don't have to go with a C13.
Our atty is also going to note that my hours are high do to summer and working for vacation of others and also the DH is going to have (well FOCRED) to take a 5-10% pay cut next year.

Anyone have any Ideas for us? thanks.

[backtoschool]

did you have your 341 hearing yet? I'm just wondering.
Our atty mentioned not wanting to use the average I thn cause ift tends to flag. But don't know for sure.

We had ours I thought everything went well BUT we ran into a snag because the atty put down like 1,147.00 in medical bills. We thought she was saying 11.47 and SHE was saying 1,147.00 when she went over our paper work just before filing.
YIKES UST Trustee is questioning our schedule J due to that. So I have an email out to the clerk at the office because I pulled out my papers and looked close thru them. It appears my DH left out property taxes of 325 a month and he under did the electric by 30 a month (I called the company and ask if we did a budget plan what would that amount be.) and the food was low for a family of 5WE ahd $650 and I think we should be more like $900, national for a family of 5 is over 1,100.
So I guess we are in the middle of filing a correct J so pray that I found an error to balance and that we don't have to go with a C13.
Our atty is also going to note that my hours are high do to summer and working for vacation of others and also the DH is going to have (well FOCRED) to take a 5-10% pay cut next year.

Anyone have any Ideas for us? thanks.

Hi, lifelesson,

Could you please start your own thread on this? I think you will get more answers that way.

[LSUTiger32]

Yeah.....dragging this thread up was not a great idea!