I know it varies, but in general how long before a bank or CA sues for unpaid CCs. (and what's JDB?)
Say they win the judgments, does filing C7 after those judgments are won eliminate these debts the same way as if they were pre-judgmnt?
Also, in a no garnishment state are the judgments as "scary" or does it still make sense to file before any lawsuits.
Finally, is there any advantage/disadvantage in closing all the cards before stopping payments on them?
Say they win the judgments, does filing C7 after those judgments are won eliminate these debts the same way as if they were pre-judgmnt?
Also, in a no garnishment state are the judgments as "scary" or does it still make sense to file before any lawsuits.
Finally, is there any advantage/disadvantage in closing all the cards before stopping payments on them?
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