I'm hoping to file chapter 7 by November 1. Right now I'm barely working but have been looking around at jobs getting ready to start seriously applying in the next few weeks.
First off, I know that anything that happens after the filing date cannot be counted in your petition. However, what worries me is that the trustee asks that question at the 341 about your financial situation changing in the near future. What if, by that point, I've accepted a job making $50K a year...would that potentially change my situation and would I then be thrown into a chapter 13? I don't know why they would ask that question unless that was the intention.
Also, the job that I'm hoping to apply for requires a background check. Does anyone know for sure what percentage of the time a background check includes a credit check? (It's a government job.) If so, does HR just pull your credit score or do they pull and look over your entire report?
Thanks so much.
First off, I know that anything that happens after the filing date cannot be counted in your petition. However, what worries me is that the trustee asks that question at the 341 about your financial situation changing in the near future. What if, by that point, I've accepted a job making $50K a year...would that potentially change my situation and would I then be thrown into a chapter 13? I don't know why they would ask that question unless that was the intention.
Also, the job that I'm hoping to apply for requires a background check. Does anyone know for sure what percentage of the time a background check includes a credit check? (It's a government job.) If so, does HR just pull your credit score or do they pull and look over your entire report?
Thanks so much.
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