Do any of you use a credit monitoring service?

[shabam]

I do not recommend equifax. Their site is appallingly slow.

[jadams]

When I go to order a new report it asks me for my card number again and says that the charge is 39.95 for the new report. Can you not pull it more than once a month with them? If so, can someone explain how to me?

You can't pull again for free until your trial is over.

Once you pass 7 (or sometimes 9 or 14, depending on your offer) days when you go to "Order New Report" it will say $0.00.

[bluemartini]

There are lots of reasons to monitor your credit even when you're in bankruptcy.

I agree with this.

I had a BK years ago and did the credit monitoring service for a couple of years after I was discharged.

It was fun to log in each month and watch my credit score keep inching back up.

I think I went from 525 to 740 in less than two years.

(Sigh)... and now here I am back at ground zero again. Long story, and no I didn't run up my current debts at Nieman Marcus or anything like that.