Zero balance CC

[MrJames]

I have a CC that I just remembered...I already filed BK do I need to add this card to my BK if I dont owe them any money? I would assume not but I thought I read somewhere that you need to list all open accounts?
I got this card over 3 years ago,activated it..bought some stuff that my daughter needed with it and paid off the balance the first month and havent used it since. I honestly dont even know where the card even is...probably in my files somewhere. I remembered I had it as I was going through some old papers and came across a letter from them saying they increased my limit{dated from early 2008} do I need to worry about this or not?

[StartingOver08]

Since this is a zero balance card, you do not need to list them on the schedules. Most likely you will receive a letter that the account is closed soon.

Most of the larger companies subscribe to a Bankruptcy Notification Service, like this one: http://risk.lexisnexis.com/literatur...s_brochure.pdf

[music12]

if the balance was zero, this card is not a creditor. so it does not need to be listed.

[liz417]

I forgot to list a couple of accounts that were active but didn't have a balance or used for a couple of years, they were closed shortly after I filed for BK.