Do you have to be caught up with all of your delinquent property taxes to file for chapter 7??? What about late fees on your mortgages???
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08-2009:Quit Paying Credit Cards
04-2010:Hired 2nd Attorney;05-2010:Filed 7
06-2010:341 Meeting (went very well)
08-24-2010: Discharged; 09-02-2010 Closed!! -
I was behind on this year's property taxes so i was able to add that to my BK, and for late fee's on the mortgage, hate to say it but i think most of us here have them too !! So Yes you can still file with having late fee's it'll all be added in the bk .. if I"m wrong please someone let me knowFiled on 7-17-09
waiting for 341
341 meeting 8-21-09
discharged/ case closed 12/23/2009
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I haven't paid last years, and we're suppose to have the bills for this year out within a few weeks. I'm filing on all of them.
The bank can pay them when they get their property back.All information contained in this post is for informational and amusement purposes only.
Bankruptcy is a process, not an event.......Comment
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Ann-
Do you intend to keep the property?
By no means am I a bk expert (complete newbie!) so I can't offer sound advice/experience. I met with my second consult attorney today and was informed that since I do not intend to keep my house, I should stop paying the property taxes (no escrow account). A lien will be placed on the property and will become the responsibility of the mortgage company when it takes possession.
Of course, I'll maintain insurance for liability/catastrophic purposes (and continue to hope a tree will fall on this darn house before foreclosure
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*Filed: September 23, 2009 *341: November 4, 2009 *Discharged: January 4, 2010 *Closed: January 20, 2010
Hakuna Matata...it means NO WORRIES!
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