I applied for a loan modification about 2 months ago with Chase. I have yet to hear from a "specialist" from Chase. Everytime I call they say they received my paperwork and it should be assigned to a specialist soon. My atty said to plan on signing and filing my papers for Chapter 7 by the end of next week. Should I contact Chase to notify them I am filing Chapter 7? We plan on doing a ride thru. Is it unheard of to have Chase send reaffirmation papers with a modification of the loan? Or will they just send reaffirmation papers as my loan stands now? I would love to stay in my house but if they don't offer some sort of modification, we are going to stop paying and allow them to push us out. I would love some information/opinions on whether Chase works with their customers with reaffirmations during bk. I would like opinions on whether or not to notify them in hopes they might work with me. Also, we have a second HELOC thru our credit union. Being that we are 100K underwater, how likely is it that I can somehow modify that mortgage?
Thanks!
Thanks!
