Different address on credit reports for creditors?

[crescentmoon]

Yesterday I pulled my free annual credit reports from all 3 CRA's in order to fill out the paperwork for our attorney. When making a master list of creditors, I noticed that for certain creditors, the different CRA's will list different addresses, in some cases, three different addresses for the same creditor. How do I know which one to use?

In some cases, its fairly similar, with one address being a PO Box and the other being a street address in the same city, but in some cases, the 3 different addresses are not just in different cities, but in different states. Any ideas as to which one to pick, or just point and choose?

KBB

[JRScott]

Send it to all of them just to be sure. That's what my lawyer did.

[mike258]

You should use the "Customer Service" address directly from your statement (as opposed to the billing address).

But like JRScott said, it doesn't hurt to send it to all of them.

[aljohnson007]

Creditors sell these debts and I had as many as 3 demands on several accounts from different agencies all with different amounts. I listed them all but the duplications pushed my unsecured debt over $100k which triggered a UST audit.

[JRScott]

When I say send it to all of them, I'd only list the debt once, but on the mailing matrix I'd include all addresses.