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Judgement - Account Seizure before BK

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    #1

    Judgement - Account Seizure before BK

    A credit card company entered a judgement against me and froze my bank account in April 09. I filed CH 7 in June 09. Can the trustee go after them for the funds they took from my checking account prior to filing?
    I know I would not get the funds but it would be great if the TT could "spread the love" around to all the creditors.
    CH 7 Filed 6/26/09
    341 Meeting 7/27/09
    Last day for objections: 9/25/09
    When life gives you lemons, slice them and add to your Margarita!!
    Tags: None
    #2
    maybe - but did you bring this up in your 341? trustees might be passive if not prompted...
    filed ch7 May 09
    341 june 09
    discharged, closed Aug 09

    Comment

      #3
      He did not ask and I really did not think about it until I read the thread on here about an OP who had $1100 taken from their account.
      CH 7 Filed 6/26/09
      341 Meeting 7/27/09
      Last day for objections: 9/25/09
      When life gives you lemons, slice them and add to your Margarita!!

      Comment

        #4
        Originally posted by mynextlife View Post
        A credit card company entered a judgement against me and froze my bank account in April 09. I filed CH 7 in June 09. Can the trustee go after them for the funds they took from my checking account prior to filing?
        I know I would not get the funds but it would be great if the TT could "spread the love" around to all the creditors.
        Not exactly sure, but my wages were being garnished right before I filed, and the Trustee went after that creditor to get the money back.
        Filed: 5/22/07; 341 Hearing: 6/27/07;
        Confirmed: 8/13/07; DISCHARGED 4/17/2012

        Comment

          #5
          Originally posted by mynextlife View Post
          A credit card company entered a judgement against me and froze my bank account in April 09. I filed CH 7 in June 09. Can the trustee go after them for the funds they took from my checking account prior to filing?
          I know I would not get the funds but it would be great if the TT could "spread the love" around to all the creditors.
          ONLY my opinion, as I am not a lawyer. History is history. The Judgment was legal (I assume) and he satisfied all or part in a legal way. If you went bk later, that is your business. It could even look like you were evading this action.

          Don't get me wrong, I'm on your side, but this is how I see this. 'Hub
          If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

          Comment

            #6
            does it make a difference if the account was frozen but the money had not yet been turned over to the creditor?
            filed ch7 May 09
            341 june 09
            discharged, closed Aug 09

            Comment

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