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discharged and did not reaffirm mortage

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    discharged and did not reaffirm mortage

    I'm discharged and did not reaffirm mortage. I never got any paperwork
    and the mortage company is reporting the loan as current. I hope that
    somehow they can not just take the house.

    #2
    How long have you been discharged?

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      #3
      week or so

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        #4
        If you don't mind answering, who has your mortgage loan?

        Luci

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          #5
          don't want to put out on the web

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            #6
            Originally posted by joh View Post
            I'm discharged and did not reaffirm mortage. I never got any paperwork
            and the mortage company is reporting the loan as current. I hope that
            somehow they can not just take the house.
            As long as you remain current you will be fine. Mortgage companies still have to follow the same foreclosure process as outlined by your state's foreclosure laws.
            Filed Ch 7 - 07/10/08
            341 Meeting - 08/13/08
            DISCHARGED! - 10/15/08
            CLOSED - 10/20/08

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              #7
              Originally posted by joh View Post
              I'm discharged and did not reaffirm mortage. I never got any paperwork
              and the mortage company is reporting the loan as current. I hope that
              somehow they can not just take the house.
              I'm surprised that they arent reporting it as IIB.

              I agree with Laura, as long as you stay current on the payment, they would not foreclose.
              pa308 (equifax fico 6-21 471) 594 on 3-09 671 7-09
              filed ch7 6-12
              341 7-25
              Discharged and closed 9-24

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