Update from the DEBTMONSTER! I signed today! Woo hoo!
Just keeping you guys in the loop. Finally we're getting some progress.
First was meeting with the attorney.
Second was coming up with $2500 to pay him and bring bank statements, tax returns, etc.
Third was going back to him and paying him $500 more since he said I had a lot of debt.
On the paperwork it's showing over $150,000 in unsecured stuff... plus the houses and cars which I won't be re-affirming.
I must have signed like 50-80 pieces of paper with these people today for this bankruptcy paperwork. The printer just kept cranking stuff out while I was there. This would be no fun doing this Pro Se! I'm glad I paid these guys to figure all of this stuff out. It would be too frustrating to do on my own.
Anyway... all of the paperwork is signed. The attorney will be reviewing everything that the paralegals did to cross all of the T's and dot all of the I's.
Hopefully by this Friday they will have me filed with the court and next week I should have a case number!!! This will be AWESOME!!
I told you about my situation last year and I DID NOT want to file bankruptcy. You guys all ragged on me hard for wanting to keep a car with a $700+/mo. car payment.
Now I'm giving BOTH cars back along with our house. We're not fighting to keep anything. Let the creditors COME AND GET IT!
Anyway... as I was signing the paperwork, I was talking to the paralegal and telling her that we needed to keep the cars until next year. Just like you guys all told me... she said the same thing... that I will have to give the cars back right after the case is discharged.
I contacted the attorney again when I got home via email and told him that I needed these vehicles to last me until at least January so I have time to save up for a new car. He wrote to me saying that I could keep the cars until then, although the paralegal's response was conflicting and matching what you guys told me.
So I guess in 90 days I will find out what I have to do. I'll either have to give back both cars, or I will ride it out until I can get big bucks put away for a fat down payment on a new Yaris, smart car, Mazda, Corolla, or what have you.
Making the Bankruptcy Possee (all you guys!) PROUD!
Wanting to be DEBT-FREE in 2010!
-Debt Monster
First was meeting with the attorney.
Second was coming up with $2500 to pay him and bring bank statements, tax returns, etc.
Third was going back to him and paying him $500 more since he said I had a lot of debt.
On the paperwork it's showing over $150,000 in unsecured stuff... plus the houses and cars which I won't be re-affirming.
I must have signed like 50-80 pieces of paper with these people today for this bankruptcy paperwork. The printer just kept cranking stuff out while I was there. This would be no fun doing this Pro Se! I'm glad I paid these guys to figure all of this stuff out. It would be too frustrating to do on my own.
Anyway... all of the paperwork is signed. The attorney will be reviewing everything that the paralegals did to cross all of the T's and dot all of the I's.
Hopefully by this Friday they will have me filed with the court and next week I should have a case number!!! This will be AWESOME!!
I told you about my situation last year and I DID NOT want to file bankruptcy. You guys all ragged on me hard for wanting to keep a car with a $700+/mo. car payment.
Now I'm giving BOTH cars back along with our house. We're not fighting to keep anything. Let the creditors COME AND GET IT!
Anyway... as I was signing the paperwork, I was talking to the paralegal and telling her that we needed to keep the cars until next year. Just like you guys all told me... she said the same thing... that I will have to give the cars back right after the case is discharged.I contacted the attorney again when I got home via email and told him that I needed these vehicles to last me until at least January so I have time to save up for a new car. He wrote to me saying that I could keep the cars until then, although the paralegal's response was conflicting and matching what you guys told me.
So I guess in 90 days I will find out what I have to do. I'll either have to give back both cars, or I will ride it out until I can get big bucks put away for a fat down payment on a new Yaris, smart car, Mazda, Corolla, or what have you.
Making the Bankruptcy Possee (all you guys!) PROUD!
Wanting to be DEBT-FREE in 2010!
-Debt Monster
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