Filed in June, 341 in July....acct w/ WF owe them no money....paying stuff with MO and cash. Had no problem with WF yet. Although being audited by an audit firm for my BK...random audit. When can I start using my chks to pay some stuff??? I've been just taking the money out.
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when can u use your chking acct again????
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Unless you owe WF money you should be fine. If you're worried open a new account at a new bank and change your direct deposit.
We don't owe our bank anything and we've never stopped using our account. I still write checks and use my debit card all the time.4/09 Converted to a Ch 7 due to loss in dh's income
5/09 UST now involved no idea what happens next
7/09 UST has decided to withdraw his motion to dismiss!
7/27/09 DISCHARGED!!!
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We began to use our checking account again the day after we filed our bk. That's when the attorney said we could restart. Of course we didn't bank with Wells Fargo which we all know is a bad idea during a bk. If you bank with Wells Fargo and have had your 341 it should be safe as long as you don't owe the trustee money.Ch 7 filed: 3/30
341: 5/12
Discharged and Closed 7/20:Now known as- Free Willy
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Has a report of no distribution been posted to Pacer?
Also, I have my equity line with Wells, and I only left $12.00 on the date that we filed. They left the account alone, and it is fine now.
I have changed banks and my auto payroll deposits too, although those were at BofA.Filed Chapter 7: 7/3/09
341 Hearing: 8/6/09 - Went Smoothly!
Discharged: 11/30/2009
Closed: 12/16/2009
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Originally posted by Amy26 View PostI never stopped using my checking accounts.Well, I did. Every one of 'em. Mostly I remember the last one. The wild finish. A guy standing on a station platform in the rain with a comical look in his face because his insides have been kicked out. -Rick
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I would actually think withdrawing money just to yourself and getting money orders for everything would actually look more suspicious because all they would see if they looked at your bank statements is you withdrawing cash. If you use your debit card, check etc... they can at least see yes you spent 30 bucks at the grocery store, yes you spend 30 bucks on gas...etc...BK Ch 7 Discharged 09/2009 | Anything I say can and should be used as friendly advice and sharing of experiences with an unbiased viewpoint.
Scores: EQ 745 EX 704 TU 710 as of 08/15/2012
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You just start using the account again. It's really pretty easy. I was concerned because my equity line was with Wells, but they told me that they will not auto-deduct payments anymore that I have to send them in.Filed Chapter 7: 7/3/09
341 Hearing: 8/6/09 - Went Smoothly!
Discharged: 11/30/2009
Closed: 12/16/2009
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