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Getting your papers ready.....CC statements

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    #31
    Originally posted by debtmonster View Post
    Man, I wish I could discharge $180k in credit cards. I didn't go on any nice vacations or anything for all the debt I have. Everything was for necessities.
    I'm in the exact same boat as you.
    Filed 09/18/2009
    341 10/16/2009
    Last day to object 12/15/2009

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      #32
      Originally posted by music12 View Post
      as long as you are aware that you may be taking a risk...
      I am taking a big risk.

      If they throw out my case, screw it. I will then do Plan B and just ride out everything until I hit the statute of limitations.

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        #33
        Originally posted by debtmonster View Post
        I am taking a big risk.

        If they throw out my case, screw it. I will then do Plan B and just ride out everything until I hit the statute of limitations.
        at which point they will have filed lawsuits against you and got judgments which never expire.
        filed ch7 May 09
        341 june 09
        discharged, closed Aug 09

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          #34
          Originally posted by music12 View Post
          at which point they will have filed lawsuits against you and got judgments which never expire.
          They would have done already that if that was the case.

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            #35
            Originally posted by debtmonster View Post
            They would have done already that if that was the case.
            sometimes they wait till the last second to file in court, probably because they get to add on fees and high interest; once they file, the interest they get is whatever the state statute says is the interest on judgments, which is less than the insane rates they probably have on your accounts by now.

            also, given that you have so many creditors, at least some will sue you.
            filed ch7 May 09
            341 june 09
            discharged, closed Aug 09

            Comment


              #36
              Originally posted by music12 View Post
              also, given that you have so many creditors, at least some will sue you.
              I don't care. I will just stay unemployed or move out of the country if need be. I am uncollectable.

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