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Has anyone called their mortgage lender before bk to see if the lender does reaffirms or allows ride throughs? I was thinking I could call and ask them questions but not give them my account number...
They will know your acct number by your phone number most likely. I did not call ours, maybe I should have. I did immediately after filing. Our first mortgage said they would be happy to work with us. We are current on our house, we will reaffirm if the mortgage co asks us to. So far nothing. Our second mortgage still sends informational statements. I have not spoken with them, they accept our payments so I can only assume things are fine. I have heard no different.
We are Chase/Wamu 1st and Citimortgage 2nd.
Filed Chapter 7 June 4 ~ 341 July 20 ~Last day of objections Sept 18~Discharged/Closed Sept 21
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