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    #16
    If you keep track of your BK on pacer you'll know what's going on better. I watch ours that way, like so far, and ours is on Monday too, no creditor is send anything say they are attending our 341. So far ours looks ok. I am nervous too, but I am trying to not worry. We did everything they way we were suppose too, which I am sure your attorney did too. Try not to worry, it's going to be fine.

    I think you should seriously get pacer, it's very simple to set up an acct. Just check and see what's going on right now. I bet all is fine.

    We will be going the same day for our 341.

    Far as discharge and close, the courts will send paperwork letting you know, but with pacer you can know before your papers come in the snail mail.

    Good luck to you!
    Filed Chapter 7 June 4 ~ 341 July 20 ~Last day of objections Sept 18~Discharged/Closed Sept 21

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      #17
      Denise, stop it! Now you're making me nervous! My 341 is Wednesday and I was doing just fine until you started putting these doubts in my head.



      Seriously, at least you have a lawyer; I had to file pro se. I'm taking the mentality that I've done what I can do and I can't change what might happen. If they need more information from me, I'm prepared to give it to them. If they want to dismiss, I'll have to live with that too. We really can't control what happens, can we?

      I've been checking my PACER account like justplaintired and the only thing that has been filed from a creditor was a Request for Notice/Service, which I have no idea what this means...do they just want copies of paperwork too or do they plan on attending the 341? It's a credit card, with a tiny balance, that I have not paid on or used in almost a year, so I have no idea what they are thinking.

      Anyways, good luck tomorrow. I'll be praying for you!
      6/12/09: Filed Chapter 7
      7/21/09: 341 Hearing (went very well)
      9/28/09: Discharged
      10/2/09: Case closed!

      Comment


        #18
        I'm sorry....I'm just so nervous......all I want is a discharge. Maybe I should get pacer or maybe not......
        filed June 12,09
        341 July 20,09
        deadline to object Sept 18,09

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          #19
          denise, you were supposed to promise not to think about it over the weekend!!

          i suppose i will have to give up on getting you to stop thinking about it. hey, i tried.

          discharge of debts goes as far back as the old testament. it's not a new idea somebody came up with yesterday. it's also in the US constitution. the entire bk code, which is federal law, is centered around it. as long as you are not trying to scam the system or hide assets, which you are not, you will get your discharge.
          filed ch7 May 09
          341 june 09
          discharged, closed Aug 09

          Comment


            #20
            I agree with Music12! You've got to relax Denise! The meeting really won't be bad and it will be over so quickly.

            Good Luck!
            4/09 Converted to a Ch 7 due to loss in dh's income
            5/09 UST now involved no idea what happens next
            7/09 UST has decided to withdraw his motion to dismiss!
            7/27/09 DISCHARGED!!!

            Comment


              #21
              Originally posted by denisejohn65 View Post
              I'm sorry....I'm just so nervous......all I want is a discharge. Maybe I should get pacer or maybe not......
              denise, Get Pacer! It will put your mind to rest a little. Seriously, I think that's part of the reason I am not worrying as much as you are, that and I spent more hours then I care to admit on this forum reading and learning.

              Please be calm, don't worry, get some rest, enjoy your Sunday. Don't waste time worrying it won't change the outcome.
              Filed Chapter 7 June 4 ~ 341 July 20 ~Last day of objections Sept 18~Discharged/Closed Sept 21

              Comment


                #22
                i am not sure that in denise's case pacer would help. i think denise would be equally nervous in finding nothing on pacer as in finding something there. plus there is real danger of overclicking, running up a big debt, in denise's case.
                filed ch7 May 09
                341 june 09
                discharged, closed Aug 09

                Comment


                  #23
                  Originally posted by music12 View Post
                  i am not sure that in denise's case pacer would help. i think denise would be equally nervous in finding nothing on pacer as in finding something there. plus there is real danger of overclicking, running up a big debt, in denise's case.
                  This is probably true, for me it's a huge relief. Watching what is going on. In Denise's case you're probably right. I think it helps me, after being on this forum for so long, I understand a little more about the process. I am confident in our attorney/paralegal, so I am nervous, but not as nervous.

                  Good luck Denise, tomorrow will be fine. Positive thoughts are going your way, send some my way!!
                  Filed Chapter 7 June 4 ~ 341 July 20 ~Last day of objections Sept 18~Discharged/Closed Sept 21

                  Comment


                    #24
                    Here ya go

                    Comment


                      #25
                      Originally posted by damooster View Post
                      I've been checking my PACER account like justplaintired and the only thing that has been filed from a creditor was a Request for Notice/Service, which I have no idea what this means...
                      It means the creditor wants to be notified if something changes about your case. That's all. No worries
                      I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

                      06/01/06 - Filed Ch 13
                      06/28/06 - 341 Meeting
                      07/18/06 - Confirmation Hearing - not confirmed, 3 objections
                      10/05/06 - Hearing to resolve 2 trustee objections
                      01/24/07 - Judge dismisses mortgage company objection
                      09/27/07 - Confirmed at last!
                      06/10/11 - Trustee confirms all payments made
                      08/10/11 - DISCHARGED !

                      10/02/11 - CASE CLOSED
                      Countdown: 60 months paid, 0 months to go

                      Comment


                        #26
                        Tinfoilhat...you are just to nice...you bring tears to my eyes. I didn't know that all of this would cause me so much stress. I feel so bad....I'm not a rich person.I'm living off alimony and a small retirement right now. I lost my job. I moved in with bf.I'm giving up the condo and car. All of this is scary for me cuz I don't understand it all.... It's like almost being in the dark. Thank you for the fudge!!!
                        filed June 12,09
                        341 July 20,09
                        deadline to object Sept 18,09

                        Comment


                          #27
                          Denisejohn65:

                          Good luck to you! I bet once you are there and see everyone ELSE in the same boat or worse...you will not feel so bad. Let us know how it goes.

                          Sending good vibes your way!!
                          CH 7 Filed 6/26/09
                          341 Meeting 7/27/09
                          Last day for objections: 9/25/09
                          When life gives you lemons, slice them and add to your Margarita!!

                          Comment


                            #28
                            after the 341....if the tt should want any more info....would they contact me directly or my lawyer?
                            filed June 12,09
                            341 July 20,09
                            deadline to object Sept 18,09

                            Comment


                              #29
                              Originally posted by denisejohn65 View Post
                              after the 341....if the tt should want any more info....would they contact me directly or my lawyer?
                              Your trustee will contact your lawyer first. Depending on what the trustee wants, you and your lawyer may also get something in the mail from the court.

                              You have a lawyer, Denise. If something related to your bk comes directly to you and you don't understand it, the first thing you do is call your lawyer. That's why you are paying him/her for legal representation during your Ch 7.
                              I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

                              06/01/06 - Filed Ch 13
                              06/28/06 - 341 Meeting
                              07/18/06 - Confirmation Hearing - not confirmed, 3 objections
                              10/05/06 - Hearing to resolve 2 trustee objections
                              01/24/07 - Judge dismisses mortgage company objection
                              09/27/07 - Confirmed at last!
                              06/10/11 - Trustee confirms all payments made
                              08/10/11 - DISCHARGED !

                              10/02/11 - CASE CLOSED
                              Countdown: 60 months paid, 0 months to go

                              Comment


                                #30
                                Hey Denise (the Worry Wart of the Bk Forum)!

                                I'm sending Prayers and Many Good Vibes Your Way for A Speedy 341 tomorrow. Take deep breathes before you go walking to the bench, table or wherever the Trustee is. Hold your head up high and act Stoic - like you are not afraid or scared. Remember answer questions with a Yes or No. Do NOT offer any information unless asked by the Trust.

                                (((((((((((((((((((((((((GOOD LUCK!)))))))))))))))))))))))))))))


                                Luci

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